• Bacs
• Faster Payments
• Cheque and Credit Clearing

There are two models for obtaining indirect access to these UK clearing schemes.

  • Via RBS you can use a bank account to receive and originate payments. You can use the same range of money transmission and cash management services available to RBS’s business customers. These services are explained in the RBS business website.
  • Alternatively, you can use a dedicated UK sort code sponsorship through our NatWest bank. Full details are available for the NatWest Indirect Access services.

RBS is pleased to be a subscriber to the industry ‘Code of conduct for Indirect Access to UK Payments Systems’, which sets out best practices for an indirect access provider sponsoring other PSPs into the UK payment systems.

For more information about the Code and information on options to access to the UK payment systems, please visit:

• Payment Systems Regulator
• Access to Payment Systems

For more information on our indirect access services, please visit other sections of this site.

If you would like to explore how RBS could support you to make and receive payments using our indirect access services or would like more information on these, please contact Marta Berde at rbsagencybank@rbs.co.uk, who will introduce you to the appropriate Business Relationship Team.

You may also write to Marta Berde at the address below:

Corporate and Institutional Banking
Royal Bank of Scotland
135 Bishopsgate

The Royal Bank of Scotland plc, Registered in Scotland No 90312. Registered Office: 36 St Andrew Square, Edinburgh EH2 2YB. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. RBS is entered on the Financial Services Register and its Register number is 121882. The Financial Services Register can be accessed at www.fca.org.uk/register.

Eligibility for Indirect Access and Banking and Payment services

UK Clearing Systems and Associated Services

Overview of Terms and Conditions and Charges

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