Funding your business | Royal Bank of Scotland


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Add your signposting title here… Funding your business

Acquiring funding is an essential step when looking to set up a company, as most businesses need that initial cash injection. It's important to understand how much money you'll need and what type of funding will suit you best.

You also need to be able to keep an eye on your financial situation to ensure bills and staff can be paid, and that you can make any necessary investments or renovations should they be required.

There are a range of funding options you can consider, including loans from Royal Bank of Scotland.

Security may be required. Product fees may apply. Over 18s only.

Find out more about our loans
Funding options

Business loans

Business overdrafts

Business credit cards

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Add your signposting title here… Social and community capital

We have £10 million to help social ventures that don't qualify for mainstream loans. Organisations can get funding from £30,000 up to £750,000 depending on what they do.

We tailor loans to specific business requirements and offer flexible terms. There's no deadline, so organisations can apply all year round.

Community business loan
Get a financial health check

Our free financial health check is a review with one of our highly trained Business Managers, and can be carried out either face to face or on the phone. Together we'll identify your business goals and talk about the tools, products and services that can help achieve them.

Whether you want to take action or simply want peace of mind that your finances are in good shape, we can help you make informed decisions about what you feel is right for you and your business.

Find out more
Add your signposting title here… Alternative sources of funding

We work hard to help any business or entrepreneur we can, but sometimes attaining funding from a bank is not viable. However, there are numerous other funding routes you can go down to get your business up and running such as:

  • Crowdfunding (funding your venture by raising money from a large number of people who each contribute a relatively small amount, typically via the internet)
  • Friends and family
  • Bootstrapping (using your own financial resources)
  • Asset-based lending (business loan secured by assets)
  • Equity financing (raising capital through the sale of shares)
  • Business angels (wealthy individuals who invest in start up companies)
  • Peer-to-peer lending
  • Business accelerators (organisations that take a share of equity in return for initial funding)
  • Government-backed support organisations (such as First Enterprise)
  • Government-backed investment funds (such as Angel CoFund)
What next?

Do you want to apply for a Royal Bank business loan?

Our business loans

FreeAgent can help you manage your business finances as well as forecasting your tax bills

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