Asset Finance

An alternative way to
buy vehicles
or equipment

Purchasing large assets is simpler with our trusted partner

We work with Lombard – the award-winning asset finance provider

Using Asset Finance could leave you with more working capital

You can claim Annual Investment Allowance (you might be able to recoup part of your investment in eligible assets through tax savings)

We offer four types of Asset Finance

You'll be taken to the product page on the Lombard website to learn more about the product. Lombard has won the Moneyfacts Best Leasing and Asset Finance Provider Award for 9 consecutive years from 2009-2017.
Security may be required. Product fees may apply. Over 18s only. Finance is subject to status. Asset Finance is designed for businesses with a turnover above £10m. Asset finance is provided by Lombard North Central PLC. Registered in England & Wales No.337004. Registered Office: 135 Bishopsgate, London, EC2M 3UR. Lombard Vehicle Solutions is a contract hire and fleet management product provided by ALD Automotive Ltd. trading as Lombard Vehicle Solutions, Oakwood Park, Lodge Causeway, Fishponds, Bristol BS16 3JA. ALD Automotive is registered in England & Wales No. 987418. 

Hire Purchase

You take ownership of the asset

Option to buy at the end of agreement

Alternatively, return asset to Lombard

Option to reduce monthly payments by paying lump sum

Finance Lease

You rent an asset rather than buying it outright

All the benefits of ownership without the hassle

At end of agreement, we sell the asset

Contract Hire

Ideal for financing cars and vans for your business

We source, manage and dispose of our asset

One agreement saves you time and money in admin

Maintenance can be included in agreement

Provided by Lombard Vehicle Solutions

Operating Lease

Purchase high-value specialist equipment

Ideal way to support a specific contract

Good for seasonal trends, like summer refrigeration units

Your rental payments are based on the value of the asset

Allows you to link rentals to the revenue it generates

What is the Annual Investment Allowance and why is it so important?

The Annual Investment Allowance (AIA) is a Government initiative and a type of capital allowance. It offers a 100% allowance on qualifying capital expenditure in the year of purchase. Find out how the AIA can help your business and how much money you may be able to save.

Useful info about Asset Finance

Yes, you'll receive it by post or email. If it hasn't arrived within 10 days of finalising the agreement, get in touch with our customer services team.

Absolutely. We’re able to make payments for vessels in sterling, euros and US dollars. We can finance boats located in many countries, providing we can register them on a UK or UK territory register.

Not sure what’s right for you?

We’re here to help. Are you a…

Would you like to get a quote?

You’ll be taken to the Lombard website

Just let them know you’d like a quote for Asset Finance. If you’re unsure which type is best for you, they’ll be happy to advise. Lines are open 9am-5pm Monday to Friday

Do you have a relationship manager?

Call your Relationship Manager

You should have a direct number for them. You can discuss your lending needs with your relationship manager and they can advise you accordling. 

Business and Relationship Managers are available 9am-7pm Monday to Friday and 9am-2pm on Saturdays.

No problem. We can still help

Lines are open 24/7. Calls may be recorded and call charges from residential, business and mobiles vary, depending on your telephone operator's tariff.

Alternatively, get a quote direct from Lombard

You’ll be taken to the Lombard website

Get a quote

No problem. We can still help

Lines are open 24/7. Calls may be recorded and call charges from residential, business and mobiles vary, depending on your telephone operator's tariff.

Alternatively, get a quote direct from Lombard

You’ll be taken to the Lombard website

Get a quote

Additional support for your business

Business Matters

We're here to support you through your business journey, whether you are starting, running or growing your business.

Women in business

We have over 400 Women in Business specialists who can provide specialist support.

Financial Healthcheck

With our free Financial Healthcheck you can discuss your goals and we'll help you plan the way forward for your business.

Something else we can help you with?