Hire Purchase
You take ownership of the asset
Option to buy at the end of agreement
Alternatively, return asset to Lombard
Option to reduce monthly payments by paying lump sum
Asset Finance
An alternative way to buy vehicles or equipment
Purchasing large assets is simpler with our trusted partner
We work with Lombard – the award-winning asset finance provider
Using Asset Finance could leave you with more working capital
You can claim Annual Investment Allowance (you might be able to recoup part of your investment in eligible assets through tax savings)
ANY PROPERTY USED AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED ON IT.
We offer four types of Asset Finance
You'll be taken to the product page on the Lombard website to learn more about the product. Lombard has won the Moneyfacts Best Leasing and Asset Finance Provider Award for 9 consecutive years from 2009-2017.
Security may be required. Product fees may apply. Over 18s only. Finance is subject to status. Asset Finance is designed for businesses with a turnover above £10m. Asset finance is provided by Lombard North Central PLC. Registered in England & Wales No.337004. Registered Office: 135 Bishopsgate, London, EC2M 3UR. Lombard Vehicle Solutions is a contract hire and fleet management product provided by ALD Automotive Ltd. trading as Lombard Vehicle Solutions, Oakwood Park, Lodge Causeway, Fishponds, Bristol BS16 3JA. ALD Automotive is registered in England & Wales No. 987418.
Finance Lease
You rent an asset rather than buying it outright
All the benefits of ownership without the hassle
At end of agreement, we sell the asset
Contract Hire
Ideal for financing cars and vans for your business
We source, manage and dispose of our asset
One agreement saves you time and money in admin
Maintenance can be included in agreement
Provided by Lombard Vehicle Solutions
Operating Lease
Purchase high-value specialist equipment
Ideal way to support a specific contract
Good for seasonal trends, like summer refrigeration units
Your rental payments are based on the value of the asset
Allows you to link rentals to the revenue it generates
What is the Annual Investment Allowance and why is it so important?
The Annual Investment Allowance (AIA) is a Government initiative and a type of capital allowance. It offers a 100% allowance on qualifying capital expenditure in the year of purchase. Find out how the AIA can help your business and how much money you may be able to save.
Useful info about Asset Finance
Yes, you'll receive it by post or email. If it hasn't arrived within 10 days of finalising the agreement, get in touch with our customer services team.
You’ll find them by clicking here.
Absolutely. We’re able to make payments for vessels in sterling, euros and US dollars. We can finance boats located in many countries, providing we can register them on a UK or UK territory register.
Not sure what’s right for you?
We’re here to help. Are you a…
Would you like to get a quote?
You’ll be taken to the Lombard website
Just let them know you’d like a quote for Asset Finance. If you’re unsure which type is best for you, they’ll be happy to advise. Lines are open 9am-5pm Monday to Friday
Do you have a relationship manager?
Call your Relationship Manager
You should have a direct number for them. You can discuss your lending needs with your relationship manager and they can advise you accordling.
Business and Relationship Managers are available 9am-7pm Monday to Friday and 9am-2pm on Saturdays.
No problem. We can still help
Lines are open 24/7. Calls may be recorded and call charges from residential, business and mobiles vary, depending on your telephone operator's tariff.
Alternatively, get a quote direct from Lombard
You’ll be taken to the Lombard website
No problem. We can still help
Lines are open 24/7. Calls may be recorded and call charges from residential, business and mobiles vary, depending on your telephone operator's tariff.
Alternatively, get a quote direct from Lombard
You’ll be taken to the Lombard website
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