Fixed Rate Loan

A fixed interest rate
today helps you
plan for tomorrow

Our commitment to UK business means no early redemption fees.

No fee for early redemption

Fixed monthly repayments – could help with cashflow

This business loan in detail...

Features

No early redemption charges

Make a partial or full repayment without incurring a penalty. Simple as that.

Fixed rate of interest

A fixed rate could help you plan for tomorrow, because costs won’t change throughout the term.

Borrow from £35,001 up to £10m

Because of the wide range of this loan, it makes it a lot more flexible (subject to credit approval).

Terms are 3, 5, 7 and 10 years

With a maximum of 25 years. The longer the term, the smaller your monthly repayments (you’ll pay more back overall though).

Take a repayment holiday

You can take a Capital Repayment holiday, but you must keep paying the interest.

Benefits

Three repayment options

Choose the repayment option that suits you best.

Charges

Interest rate

Your interest rate is obtained from Agile Markets and consists of a Risk Margin and a Core Rate.

Arrangement Fees

For businesses with a revenue of usually under £2m, there's no arrangement fee. For larger businesses, arrangement fees will vary. Please contact your Relationship Manager for more information.

Security Fee

Any security fee will be charged in accordance with our Security Fee tariff/policy

Useful info about our Fixed Rate Loan

Ready to apply

Thanks for choosing us, lets get started. Is your turnover…

Enquire online

Simply tell us a little about your business and your needs, and we’ll be in touch by the end of the next working day to talk through possible solutions tailored specifically for you.

Alternatively, you can always talk to your relationship manager or give us a ring on the number below.

Contact us (minicom): 0800 404 6160

Lines are open 9.00am-5.30pm Monday to Friday (except public holidays). Calls may be recorded and call charges from residential, business and mobiles vary, depending on your telephone operator's tariff.

Business and Relationship Managers are available 9am-5pm Monday to Friday.

Enquire online

Simply tell us a little about your business and your needs, and we’ll be in touch by the end of the next working day to talk through possible solutions tailored specifically for you.

Alternatively, you can always talk to your relationship manager or give us a ring on the number below.

Contact us (minicom): 0800 404 6160

Lines are open 9.00am-5.30pm Monday to Friday (except public holidays). Calls may be recorded and call charges from residential, business and mobiles vary, depending on your telephone operator's tariff.

Business and Relationship Managers are available 9am-5pm Monday to Friday.

Additional support for your business

What we look for when lending money

Before approving your request for funding, we need assurance that you have the ability to repay and you can keep up payments over a period of time.

Funding your business

Funding is crucial for most businesses, as an initial cash injection is often needed. You need to think about how much money you'll need and what type of funding will suit you best. 

Cashflow and collecting money

Good cashflow management is key to keeping a business afloat. We’ve got a seven-step guide to help you keep your cashflow nice and steady.

Something else we can help you with?