Real Estate Finance

Providing funding that is built to last

Real estate finance for your next project.

We can provide you with lending from £50,000 upwards for property development or investment. We fund residential investment or development and commercial property investment.

We could help you with finding the right real estate finance solution for... 

Building and developing residential property to sell. 

Investment in residential property to be let to third party tenants.

Investment in commercial premises to be leased out for business purposes.

Whether you’ve already found the land you want to develop or invest in, or are still exploring the options, get in contact with us today.

Our team are dedicated real estate finance experts and can assist you through the process of purchasing a property and getting the right real estate finance option for you. 

Why real estate finance?

We have commitments of £29bn across all real estate sectors throughout the UK, supporting our customers at every stage of the property cycle.

In 2018 we lent £6bn for commercial property investment and residential property development and investment.

We help to support the building of 30,000 homes each year in the UK. 

For every new home built it helps create 4.3 jobs.

*2018

Your real estate finance options explained

We have a range of finance options available and can help you find the right one to suit your needs.

Residential property development

Building or developing residential property
  • Borrow from £50,000 upwards, subject to approval
  • Loan terms available up to 3 years 
  • Variable interest rates only
  • Early redemption charges may apply, subject to deal size and complexity 
  • Arrangement and exit fees may apply

Residential property investment

Investing in residential property for the long term
  • Borrow from £50,000 upwards, subject to approval
  • Loan terms up to 5 years, with a range of repayment profiles available
  • Fixed and variable interest rates
  • Early redemption charges may apply, subject to deal size and complexity 
  • Arrangement fees may apply

Commercial property investment

Investing in commercial premises to let
  • Borrow from £50,000 upwards, subject to approval
  • Loan terms up to 5 years, with a range of repayment profiles available
  • Fixed and variable interest rates
  • Early redemption charges may apply, subject to deal size and complexity 
  • Arrangement fees may apply

Get in touch with us today

Simply tell us a little about your business and your needs, and we’ll be in touch by the end of the next working day to talk through possible solutions tailored specifically for you. 

Customers with hearing and speech impairments can contact us by using our Minicom number: 0800 404 6161

Lines are open 9.00am-5.30pm Monday to Friday (except public holidays). Calls may be recorded and call charges from residential, business and mobiles vary, depending on your telephone operator's tariff.

Our Real Estate expertise

Our expert team knows the challenges and opportunities in this competitive sector. Find out how we've helped other customers achieve their goals.

Additional support for your business

Thinking about Business premises?

There are several factors to consider before you decide on your business premises. We could help with the decisions and suggest ways you could finance it.

Your credit score

When you apply for a loan, we’ll look at your credit score. Our Business Credit Scoring Guide can help you manage your application. 

How to appeal a business lending decision

Hopefully we can approve the loan for you. However, we have strict lending criteria, so sometimes we have to decline.

Something else we can help you with?