Acquire new equipment | Royal Bank

Acquire new equipment

Ramping up production and capacity? Whether you’re leasing equipment or purchasing it outright, we have a range of options to help. Simply select the one that suits your business best.

 

 

Security may be required. Product fees may apply. Over 18s only.

Any property used as security, which may include your home, may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

 

If it makes more sense to own your equipment, choose from the following.

 

Small Business Loan

Plan all of your business' repayments in advance. Borrow up to £50,000 for one to ten years at a fixed rate of interest.

Small Business Loan
Fixed Rate Business Loan

The certainty of set repayments. Borrow from £35,001 up to £500,000 at a fixed rate of interest for up to 10 years.  

Fixed Rate Business Loan
Variable Rate Business Loan

The flexibility of adjusted repayments. Borrow over £35,001 for one to 25 years at a variable rate of interest.

Variable Rate Business Loan
Asset Finance

Borrow over £25,000 for one to twenty five years at a variable rate of interest.                                   

Asset Finance

 

 

Invoice Finance

Keep your finances moving and improve your short-term cash flow with up-front payment for your unpaid invoices.

Invoice Finance
Hire purchase

A sensible way to purchase. Take ultimate ownership of your asset by making regular rental repayments.

Hire purchase

If you don’t want to own the equipment, you may find our leasing options make more sense.

Finance lease

A sensible way to acquire, finance leasing lets you rent an asset rather than buy it outright.             

Finance lease

 

 

Operating lease

Effective for high-value specialist equipment or assets which support specific contract or seasonal trend.

Operating lease

Looking for a shorter term loan of less than 12 months? Or only need a little extra finance? Take a look at our other options.

 

Business overdrafts

The reassurance of a little extra. A handy buffer to take care of unplanned short term cash flow problems.                                               

Business overdrafts
Business Credit Card

A smart way to pay. Make life easier by using our Business Credit Card for your business spend.                                                            

Business Credit Card
Let’s get the conversation started

Not sure which option is best for your business? That’s fine, we’re here to help. Get in touch and one of our lending experts will help you find the right solution.

Get in touch
Get in touch

Whether you're a new or existing customer speak to one of our dedicated business specialists by calling BusinessLine on:

0345 600 2230
Minicom
0800 404 6160

Open 24 hours a day, 7 days a week, 365 days a year.

Alternatively you can speak to your business or relationship manager, who are available 9am-7pm Mon-Fri and Saturdays 9am-2pm.

Calls may be recorded.

Asset finance is provided by Lombard North Central PLC. Registered in England No.337004
Registered Office: 280 Bishopsgate, London, EC2M 4RB

Invoice financing services are provided by RBS Invoice Finance Limited. Registered in England No. 662221. Registered office: Smith House, Elmwood Avenue, Feltham, Middlesex TW13 7QD

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