SEPA | Royal Bank of Scotland


SEPA has already brought many benefits. The main objective is to create a series of common standards, rules and payment processes for making payments across the Eurozone. This means if you are making a payment, you have to quote the beneficiary's International Bank Account Number (IBAN) and the Bank Identification Code (BIC).

SEPA aims to continually improve the efficiency of cross-border payments. The complexities involved in such transactions are gradually being removed, to be replaced by a more streamlined infrastructure. 

SEPA-compliant services

As a major advocate of this important industry initiative, we are well placed to offer practical support to help you transition to the SEPA Credit Transfer and SEPA Direct Debit solutions.

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