Export finance | Royal Bank of Scotland

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Export finance

Fund your international trades more efficiently - with a range of export finance solutions

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Get in touch

 

New customers

To discuss your unique banking needs, please call SolutionsLine on:

0800 210 0235
Text Relay 18001 0800 210 0235
Mon to Fri 8am-5.30pm (excl. public holidays)
Calls may be recorded.

Existing customers

Please contact your relationship manager.

Helping you export with ease

Selling overseas represents an exciting proposition for many businesses. Of course there is a lot to consider, like researching your market, finding export/import partners and understanding foreign trade rules and legislation.

Exporting can bring a unique range of challenges, not least to your company’s cash flow. Gain control over exports, improve finances and mitigate the risks of international trade with our export finance solutions.

 

Read our export guide

Find the right export finance for you

Whether you're looking for funding for the upfront costs of your contract or to finance a period of credit for your customer, we can help.

 

Trade loans

Lack the raw materials or labour to fulfil a new contract? Our pre-export financing could help. Tailored to your transaction, the loan is repaid as soon as your customer pays you. This short term working capital funding can help source, produce, package and ship your goods – whether trading in the UK or internationally.

Trade discounting

Want to give your buyer extended credit when you ship your goods? Trade Discounting can provide up to 100% of monies due to you immediately. If you can’t afford a delay in payment, talk to us about post-export finance. Get the cash flow you need to continue running your business while your customer benefits from payment flexibility.

Supplier chain finance

Maintain stable cash flow through the supply chain. The buyer’s approval of supplier invoices lets us release working capital to the supplier earlier. Suppliers get earlier visibility of approved invoices - saving time and cost in chasing receivables. This lets large corporate buyers manage supplier terms whilst also providing the option for early settlement.

Manage and mitigate export risks

Reduce the risk of not getting paid. Give your customer assurance that you’ll do what you say. Our range of trade services can provide vital trading confidence.

 

Export documentary collections

A secure, simple and efficient method of collecting payment for the goods you export.

More on documentary collections

Export letters of credit

Cover your trade risk, with a guarantee of payment before you commit to sending goods.

More on letters of credit

Guarantees and bonds

Give your customers confidence that you’ll meet contractual export obligations, with bonds, guarantees and standby letters of credit.

More on guarantees and bonds

 

 

Find out more about managing risks
UK Export Schemes

UK Export Finance (UKEF) is the UK’s export credit agency and its mission is to ensure that no viable UK export fails for lack of finance or insurance.    UKEF provides a range of export schemes that are available to both exporters and to businesses that directly supply goods or services to an exporter.  

Through these schemes, UKEF provides the bank with a guarantee representing a portion of the outstanding debt should the borrower default on their obligations.  Therefore, these schemes can be particularly helpful for a business that is experiencing difficulties securing funding due to a lack of security to offer as collateral.

Available schemes

The export schemes available include:

Bond support scheme

Bonds, Guarantees and Standby Letters of Credit can represent important tools for exporters and their suppliers to secure export or supply contracts.

Through the Bond Support Scheme, UKEF provides the lender with a guarantee for a portion of Bonds, Guarantees and Standby Letters of Credit issued by the bank to the exporter or to a business that supplies goods or services to the exporter.  This can help the exporter or their supplier to more easily obtain the funding support that they require to win an export or supply contract.

More on bond support scheme

Export working capital scheme

Exporters may require working capital facilities, both pre- and post-shipment, to fulfil specific export contracts.  Similarly, a business that supplies goods or services to an exporter may also require working capital facilities to fulfil an order.

Under the Export Working Capital Scheme, UKEF provides the lender with a guarantee for a portion of working capital facilities that the lender provides to the exporter or their supplier to help fulfil a specific export or supply contract.

More on export working capital scheme

 

 

 

 

Important to note: Guarantees provided by UKEF to a lender are intended to assist UK exporters to access finance.  They do not reduce the borrower’s liability to repay the debt in anyway.  Normal recovery and enforcement procedures will be undertaken by the Bank before calling on UKEF guarantees.

 

Get in touch

 

New customers

To discuss your unique banking needs, please call SolutionsLine on:

0800 210 0235
Text Relay 18001 0800 210 0235
Mon to Fri 8am-5.30pm (excl. public holidays)
Calls may be recorded.

Existing customers

Please contact your relationship manager.

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