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Real Estate Finance

Residential Property Investment Loan

A simple way to borrow

Our Residential Property Investment Loan is designed for those who are wishing to invest in a property that will be let to a third party. 

Minimum borrowing amount of £50,000, subject to approval

Fixed and variable interest rate options available 

Loan terms up to 5 years with a range of repayment profiles 

You can repay your loan with no early redemption charges, conditions apply

If the Royal Bank base rate increases, your repayments will also increase with a Variable interest rate loan.

A professional valuation may be required

Residential Investment Loan in detail...

Loan features

Enquire online

No early redemption charge

Two repayment profiles available

Fixed and Variable interest rates available

Variable Rate Loan Borrowers

Valuation and Security fee

A professional valuation and security fee may be charged where a valuation and security are required.

Arrangement fee

An arrangement fee may apply, based on deal size and complexity.

How it works

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Get started

Enquire online to request a call back or contact our team.
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Apply

We’ll provide a quote and collect any further details required for your application.
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Outcome

Once you've applied, we'll discuss the outcome, agree terms and next steps.
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Money in Account

Once any conditions are satisfied, we will confirm that funds have been paid out.

Useful info about our Residential Property Investment Loan

Get in touch to request a call back

Are you a...

Request a call back

If you have a Relationship Manager, speak to them to discuss your needs.

Or, simply tell us a little about your business and we’ll be in touch to talk through possible solutions tailored specifically to you.

Due to current high demand, it may take a little longer to process your enquiry.

Note: this is not an online application form.

New business customer

We are here to help, there is support available and we want to get it to those who need it, but with unprecedented demand in the first instance we are processing applications from our existing customers.  You may be able to access support more quickly by contacting your current bank.

If they are unable to assist; a list of accredited providers is also available on the British Business Bank website.

Customers with hearing and speech impairments can contact us by using our Relay UK Service: 18001 0345 300 0350

For more information visit the accessibility page.

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

Additional support for your business

Thinking about Business premises?

There are several factors to consider before you decide on your business premises. We could help with the decisions and suggest ways you could finance it.

Your credit score

When you apply for a loan, we’ll look at your credit score. Our Business Credit Scoring Guide can help you manage your application. 

How to appeal a business lending decision

Hopefully we can approve the loan for you. However, we have strict lending criteria, so sometimes we have to decline.

Something else we can help you with?