Cookies on the Royal Bank of Scotland website

Privacy Notice:

We use cookies and similar technologies on our websites and mobile applications to help provide you with the best possible online experience. By using our sites and apps, you agree that we may store and access cookies and similar technologies on your device.

You can find out more and set your own preferences here.

Setting Cookie
Search
Search
Overlay
Community Business Loan

Funding for your charity
or social enterprise

On this page
What we offer
How we assess applications
What you need to know
Help and support
Apply now

Security may be required. Product fees may apply. Over 18s only. Subject to status, business use only. Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.

Is this the right funding for your business?

First and foremost, we’re funding companies who are investment ready. They’re delivering high social value - in a sustainable way. They may be a viable charity, social enterprise, community interest company or co-operative. If you believe this applies to your community business, charity or social enterprise, you're in the right place.

What we can offer

Rates-nw-purple Created with Sketch.

Loan Amount

The size of the loan you can get depends on the type of your organisation. As a community business, you can access loan funding from £30,000 to £750,000.
icon-house-deposit-premier-berry Created with Sketch.

Terms and Repayments

We tailor our loans to your business’ requirements. You could get flexible terms - including capital repayment holidays if you need them.
icon-pbm-premier-berry Created with Sketch.

Tailored to your needs

Grow your structure, develop leadership skills, gain access to markets and finance, our sector experts will structure the loan to suit your operation.

Assessing loan requests

When assessing if you meet the requirements for a Business Community Loan we'll consider funding on a case by case basis, this means there is no deadline for applications and they will be assessed on a rolling basis. If you're application is successful, we may require security in an acceptable form from the borrower. 

What you need to know

Before you apply for a loan let's confirm you're eligible. In order to apply, your organisation must meet all of the follow criteria:

• You’re an established third sector organisation (charities, social enterprises, community interest companies or co-operatives) located and trading in the UK

• You have social or environmental aims, reinvesting profits to deliver a positive impact

• Your organisation is financially sustainable

• You’re investment ready in terms of management, governance and financial position

• You can demonstrate a sustainable business model and capacity to service the borrowing

• You’re not eligible for mainstream funding from banks

• You’re not insolvent or at risk of insolvency

Ready to apply?

Call us on 0207 672 1411 or email using the button below.

Calls cost as per your telephone company's network access charge.

We look forward to knowing more about you, your organisation and how we can help. 

Email us

Anything else we can help with?

Support centre

icon-twitter-black Created with Sketch.

@RBSBusiness

icon-visit-us-in-branch-locator-premier-berry Created with Sketch.

Find a branch

RBS Social & Community Capital, Registered in England and Wales No: 03901460, Registered office: 250 Bishopsgate, London EC2M 4AA. Charity Registration No: 1079626.