Social and Community Captial - Bios



Leadership team

We support social entrepreneurs and enterprises who struggle to access mainstream finance because they might not meet banks' normal criteria. We understand the needs of social ventures and act as a link between social ventures and the bank, facilitating provision of finance and support to communities.

Megan Peat, CEO, Social & Community Capital

Megan joined the Royal Bank of Scotland in 2007 from a US investment bank. She has a background in both credit underwriting and front line origination across the international financial institutions sector. Megan's previous role was heading up the Structured Finance Funds and Financial Intermediaries team, originating and structuring debt solutions to private and public businesses in the UK. Megan joined the team in 2014 as a Social & Community Capital Loans Officer, supporting Charities, Social Enterprises, Community Interest Companies, Co-Operatives and Entrepreneurs who find it difficult to get sufficient mainstream finance.

Tracy Thomson, Loans Officer at Social & Community Capital

Tracy joined the Royal Bank of Scotland in 1988. She has a background in Retail Banking as a Customer Service Officer, Customer Adviser and Branch Manager and more recently as a Relationship Manager in Business Banking supporting various businesses, charities and social sector organisations within the Edinburgh and Lothians area. Tracy joined the team in September 2015 as a Social & Community Capital Loans Officer supporting Charities and Social Enterprises who find it difficult to get sufficient mainstream finance

John Murray, Loans Officer, Social & Community Capital

John joined the Royal Bank of Scotland in 2007 as a Portfolio Manager in Commercial Banking. John has maintained an active role within the enterprise space since then and has been involved in delivering Moneysense and Young Enterprise sessions to local schools, supported local charities with fundraising and volunteering and is now active as a Business Mentor to three young entrepreneurs as part of the Prince's Trust Enterprise programme. John joined the team in September 2015 as a Social & Community Capital Loans Officer supporting Charities and Social Enterprises who find it difficult to get sufficient mainstream finance.

Our Trustees

Our ambition is to support social enterprise to increase the size and strength of this important sector within the UK economy.

Simon Jacobs, Chair of Trustees

Simon joined RBS in 2003 and has held change leadership, CAO and Chief Operating Officer roles in the Corporate Banking and Global Banking & Markets businesses, currently serving as CAO, Commercial & Private Banking. Simon began his career at Barclays and held roles in the UK Corporate Banking network as well as roles in credit and leveraged finance in New York. Prior to joining RBS, he was a management consultant with Deloitte, working with UK and global financial institutions to deliver business transformation programmes. Simon holds a degree in economics from Birmingham University

Thom Kenrick, Trustee

Thom is Head of Community Programmes at RBS, leading RBS’s strategy for supporting and engaging with its communities. His team is responsible for the Bank's community programmes and partnerships, as well as leading and coordinating the RBS staff and customer-facing grants/giving, volunteering and fundraising initiatives. Thom also is a Director of The Melting Pot, an Edinburgh social enterprise that aims to stimulate and support social innovation. 

Bernie Morgan, Trustee

Bernie led the development of the UK's CDFI industry, now worth £1bn, raising £85m of private/public finance into the industry. She led a successful bid to Regional Growth Fund1, raising £60m wholesale fund through this process and ran a campaign which secured the Chancellor's commitment to extend and improve tax relief for private investors. She has significant experience in organisational development, strategic planning, team building, government lobbying and advocacy, and membership development.

Maya Prabhu, Trustee

Maya Prabhu, MD, Coutts Institute, advises individuals and families from the UK, Middle East and Asia on family governance, wealth and business succession planning, philanthropy and next generation development. She leads Coutts philanthropy advisory services. Maya has worked for leading non profits in India and the UK and with New Philanthropy Capital prior to joining Coutts. She leads the operations of the Coutts Foundation in a voluntary capacity and serves on the boards of the Watson Family Foundation and Social Entrepreneurs Trust. She is a member of the faculty of the Family Firm Institute and is a qualified executive coach and mediator.

Andrew Robinson, Trustee

Andrew is a director of CCLA Investment Management Limited. Previously he was the head of Community Development Banking for RBS and NatWest. He was also the founding director of the UK’s first community development finance institution (CDFI) and was most recently a member of the government’s review of community ownership and management of assets. Prior to these roles, he worked for Royal Bank of Canada, a foundation and a health related charity.

David Thomas, Trustee

Co-Chief Risk Officer for SMBC Europe Limited, and jointly leading the risk management function for SMBC in Europe, Middle East and Africa. Prior to SMBC, he led the corporate banking Business of Ulster Bank in the Republic of Ireland and Northern Ireland, where he was active in the promotion of social enterprise and diversity. 

RBS Social & Community Capital, Registered in England and Wales No: 03901460, Registered office: 250 Bishopsgate, London EC2M 4AA. Charity Registration No: 1079626.

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Send us an email or talk to our team directly on 020 7672 1411.

We look forward to knowing more about you, your organisation and how we can help.

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