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Credit scoring guide

This Business Credit Scoring Guide has been designed to help you, as a business owner, understand how business finance decisions are made and the factors that may affect your application for finance. By understanding this information, business owners can increase the likelihood of future applications being successful.

Important information

Whether you’re a new business that needs start-up funding, or a growing company that needs the funds for expansion, any application for finance will mean that your bank will try and build up a picture of your personal and business circumstances combined with your financial history. This is a critical part of assessing the business and will often be used alongside your business plan and cash flow projections.

For further information about an application for finance, please contact your Relationship Manager.

Source: Business Credit Scoring Explained, Business Information Providers Association.

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