Business Current Account | Royal Bank of Scotland

Business Current Account

Our business bank account for existing small & medium businesses

Business Banking is available to those aged 18 or over

Business Current Account is most suited to existing businesses with forecasted annual turnover up to £2m

Helping you spend less time on banking and more time on business

Debit Card & Cheque Book (If required)

Whether you need to pay a supplier, or grab some stationary, a cheque book or debit card may come in handy.

As well as using your debit card to pay for goods & services online, over the phone or in shops, it can also be used to withdraw cash at ATM's.

Different ways to bank, whether it's online, telephone or app



Banking Online:


Digital Banking lets you carry out most of your day-day banking online (as well as being able to view up to the last 7 years of transactions)


• The option to sign up to Bankline or Bankline Lite, for those who want a more in depth way of managing their money online (additional charges apply)



Mobile Banking:


• Learn more about our free mobile Business Banking app, built to help you manage your money when you can't get to a computer.



More of a telephone person?


• Our telephone banking, is available with the choice of self service or speaking with one of our UK-based advisors, to make payments, get balance updates or ask any enquiries about your account.

Important information:


Online Banking is available to Royal Bank of Scotland account holders and our mobile app is available on selected smartphones to RBS customers already registed for Digital Banking with a UK mobile number beginning 07.


Telephone Banking lines are open 24 hours a day, 365 days a year. And, to make payments using our Telephone Banking service, you need to be fully enrolled for security purposes.

Additional business support

No matter the size of your business, we'll have different ways of helping.


For smaller businesses with turnover under £500,000 and borrowing of under £25,000:

We have a team ready to discuss your business, future plans and any borrowing requirements your business may have, over the phone.


For those of you with slightly bigger businesses with turnover over £500,000 and borrowing of more than £25,000: 

We will look to assign an individual Relationship Manager from the local area, who is there to help with some of the more complex discussions around borrowing and your business plans moving forward.


If you apply for any other credit facilities as part of your application, such as an
overdraft or business credit card, security may be required and product fees may apply



Looking to switch to Royal Bank?

Already have a business account somewhere else? Learn more about how we could help with your business banking and how switching to us works

Learn more about switching
Ready to apply?
Apply online


Not sure this is the right business account for you?
Not sure what the right business account for you is?

This should help you understand which one of our business bank accounts is best for you, based on the age of your business and what your forecasted or existing annual turnover is.

New business
(Trading less than a year)


Projected turnover of under £1m:

Startup Package

Projected or existing turnover between £1m-£2m:

Business Current Account

Projected or existing turnover of £2m or over:

Commercial Current Account

Existing business
(Trading more than a year)


Projected turnover of under £1m:

Business Current Account

Projected or existing turnover between £1m-£2m:

Business Current Account

Projected or existing turnover of £2m or over:

Commercial Current Account

Add your signposting title here… Bank the way that suits your business

From banking online, to banking on your mobile, learn more about the different options we have for managing your bank account with us


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