Coronavirus support

Surviving the impact

Here you'll find information to help you through the immediate impact of coronavirus. Includes links to government-backed loans, repayment holidays and overdrafts. Plus, other finance options and support for community organisations.

Government-backed loans for critical financial support

Bounce Back Loan (BBL)

Lending between


Lending from £2k up to 25% of turnover (max £50k) over 6 years for businesses impacted by coronavirus. No interest payments for 12 months.

Bounce Back Loan details

Understanding your Bounce Back Loan

Bounce Back Loan Top-Up

Additional lending from


If you've borrowed less than 25% of the annual turnover on your BBL application, you could apply for a Top-Up subject to an overall cap of £50K. Eligibility criteria applies.

Bounce Back Loan Top-Up

Coronavirus Business Interruption Loan (CBILS)

Lending between


Loan Terms up to 6 years. No interest payments for the first 12 months for businesses affected by coronavirus.

More about CBILS

Understanding your CBIL

Coronavirus Large Business Interruption Loan (CLBILS)

Lending up to


Loan Terms and Revolving Credit Facilities to support businesses with a group turnover of over £45m, to access loans up to £200m.

More about CLBILS

Further financial support

Loan and finance options

We provide enterprise owners with flexible, everyday business finance options. Whether you're after instant access to cash with a business credit card for day-to-day expenses, or a small business loan to fund a new project with, we could help you achieve your goals.

Business loan repayment holiday

If you currently have a business loan with Royal Bank, you can request capital repayment holiday for up to 12 months. Contact your Relationship Manager or apply online.

Business overdraft

To support you during coronavirus, we’re here to help you prepare for the unexpected.

Find out if our business overdraft could support you with covid cashflow challenges.

Tools to help your business through lockdown

Forecast your cash flow

Tips on creating a cash flow forecast to identify any future cash flow issues. Anticipate what will happen if revenue has reduced.

Struggling financially

Where you have had a direct financial impact caused by coronavirus, we may be able to support you.

Supply chain disruption

What you could do if your supply chain has been affected. Tips to help protect your business and reduce the negative impact.

Support for community organisations

Guidance for community clubs, societies and not-for-profit organisations to increase digital capability and get access to funding.

Royal Bank Business hub

Insights on the issues surrounding coronavirus, including the economic impact, government policies, and tips for managing the personal implications.

Coronavirus (Covid-19 hub)

We’re here to support your business. See our latest guidance and find out how we might be able to help you.

BBL, CBILS and CLBILS are managed by the British Business Bank on behalf of, and with the financial backing of, the Secretary of State for Business, Energy & Industrial Strategy.

British Business Bank plc is a development bank wholly owned by HM Government. It is not authorised or regulated by the PRA or the FCA.

Visit british-business-bank.co.uk.