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We're here for you and your business

Helping you through local lockdown

If your business is based in a region that is subject to local lockdown measures, we have a range of tools and guides to help you. Localised restrictions may mean that you need extra finance to keep you going until you can start generating revenue again. Or, you may need to re-furlough staff. 

Guides to help you through a local lockdown

Furloughing staff

There are two schemes available to businesses, the Job Support Scheme for staff being furloughed and the Job Retention Bonus for staff who have been previously furloughed. You can find out more about these schemes, and if you qualify for them, on the government website.

Job Support Scheme details

Job Retention Bonus details

Reforecast your cash flow

A local lockdown could mean further delays to your business generating revenue again. It’s important that you reforecast your cash flow to account for any hold up and identify issues. 

Support with your cash flow forecast

Re-engage customers

Keep your customers up-to-date with changes to your operations. Check out our page on getting in touch with customers to see how you can continue to engage customers until your business can reopen.

Learn how to re-engage with your customers

Government-backed financial support

Bounce Back Loan

Lending between

£2k - £50k

Lending from £2K up to 25% of turnover (max £50K) over 6 years for business impacted by coronavirus. No interest payments for 12 months.

Bounce Back Loan details

Bounce Back Loan FAQs

Coronavirus Business Interruption Loan Scheme

Lending between

£50,001 - £5m

Loan Terms up to 6 years. No interest payments for the first 12 months for businesses affected by coronavirus.

More about CBILS

Coronavirus Large Business Interruption Loan

Lending up to

£200m

Loan Terms and Revolving Credit Facilities to support businesses with a group turnover of over £45m, to access loans up to £200m.

Find out more about CLBILS

Further financial support

Loans and finance options

Borrow money against the value of invoices with invoice finance. Buy equipment without the hassle of ownership, with asset finance. Plus more loan options and business cards.

Business loan repayment holiday

If you currently have a business loan with Royal Bank of Scotland, you can request capital repayment holiday for up to 6 months. Contact your Relationship Manager or apply online.

Be prepared to return to work

Make sure your business is set up for returning to work so you can open as soon as possible when the local lock down is lifted. 

Working from home

Local lockdown may mean you and your team will be at home for longer. See our tips for successful remote working.

Need to get in touch?

Using webchat, you could:

Get help with an existing loan application

Check your loan application status

Talk to us about other support

Coronavirus (Covid-19) hub

We’re here to support your business. See our latest guidance and find out how we might be able to help you.

BBL, CBILS and CLBILS are managed by the British Business Bank on behalf of, and with the financial backing of, the Secretary of State for Business, Energy & Industrial Strategy.

British Business Bank plc is a development bank wholly owned by HM Government. It is not authorised or regulated by the PRA or the FCA.

Visit british-business-bank.co.uk.

Something else we can help you with?