Previous business savings account rates | Royal Bank of Scotland

Instant access accounts

Important information
Download PDFs of all terms and conditions for business current and savings accounts, as well as information on fees and charges.

 

Bonus Saver

Bonus Saver - Excluding all standard quarterly interest bonuses

Balance £
Current gross
rate p.a. %
Current
AER %
Previous gross
rate p.a. %
Previous
AER %

0-1,999

0.05

0.05

0.10

0.10

2,000-24,999

0.05

0.05

0.10

0.10

25,000-49,999

0.05

0.05

0.10

0.10

50,000-99,999

0.05

0.05

0.10

0.10

100,000-249,999

0.05

0.05

0.10

0.10

250,000+

0.05

0.05

0.15

0.15

Bonus Saver – Including bonus of 1.00% Gross p.a. (fixed)

Balance £
Current gross
rate p.a. %
Current
AER %
Previous gross
rate p.a. %
Previous
AER %

0-1,999

1.05

1.05

1.10

1.10

2,000-24,999

1.05

1.05

1.10

1.10

25,000-49,999

1.05

1.05

1.10

1.10

50,000-99,999

1.05

1.05

1.10

1.10

100,000-249,999

1.05

1.05

1.10

1.10

250,000+

1.05

1.05

1.15

1.15

Quarterly interest bonuses are payable when you make no more than one withdrawal per quarter.
Rates effective from 19 March 2009

Business Reserve Account

Balance £
Current gross
rate per annum
%
Current
AER
%
Previous gross
rate p.a.
%
Previous
AER
%

0-1,999

0.05

0.05

0.10

0.10

2,000-24,999

0.05

0.05

0.10

0.10

25,000-49,999

0.05

0.05

0.10

0.10

50,000-99,999

0.05

0.05

0.10

0.10

100,000 - 249,999

0.05

0.05

0.10

0.10

250,000 - 2,000,000

0.05

0.05

0.15

0.15

2,000,000 +

0.05

0.05

0.15

0.15

Rates effective from March 19 2009.

Direct Reserve
Interest Rates for accounts opened on or after 01 May 2010

Balance £
Current gross
rate (%)
AER %
(variable
Gross rate p.a.
%
(with bonus)
AER %
(with bonus)

£0 - £24,999

0.10

0.11

1.10

1.11

£25,000 - £249,999

0.15

0.16

1.15

1.16

£250,000 - £999,999

0.25

0.26

1.25

1.26

£1 million +

0.25

0.25

0.25

0.25

Liquidity Manager

Balances
Gross rate p.a. (%) AER* (%)

£2,000,000 - £5,000,000

0.74

0.74

£1,000,000 - £1,999,999

0.64

0.64

£500,000 - £999,999

0.54

0.54

£250,000 - £499,999

0.44

0.44

£100,000 - £249,999

0.34

0.34

£25,000 - £99,999

0.24

0.24

£0 - £24,999

0.24

0.24

Rates with effect from: 16 February 2009

Reserve Account

Balances
Gross rate p.a. (%) AER (%)

£250,000 - £2,000,000

0.15

0.15

£100,000 - £249,999

0.10

0.10

£50,000 - £99,999

0.10

0.10

£25,000 - £49,999

0.10

0.10

£2,000 - £24,999

0.10

0.10

£0 - £1,999

0.10

0.10

Rates with effect from: 19 February 2009

Tax Saver

Tax Saver interest rates - excluding standard quarterly interest bonuses

Balance £
Current gross
rate p.a. %
Current AER (variable)
%

2,000,000 +

0.05

0.05

250,000 - 1,999,999

0.05

0.05

100,000 - 249,999

0.05

0.05

25,000 - 99,999

0.05

0.05

10,000 - 24,999

0.05

0.05

2,000 - 9,999

0.05

0.05

0 - 1,999

0.05

0.05

Quarterly interest bonuses are payable when you make no more than three withdrawals per quarter.

Tax Saver interest rates – including bonus of 0.50% Gross p.a. (fixed)

Balance £
Current gross
rate p.a. %
Current AER (variable)
%

2,000,000 +

0.55

0.55

250,000 - 1,999,999

0.55

0.55

100,000 - 249,999

0.55

0.55

25,000 - 99,999

0.55

0.55

10,000 - 24,999

0.55

0.55

2,000 - 9,999

0.55

0.55

0 - 1,999

0.55

0.55

Rates effective from 1 July 2009.

Bonus interest
•You’ll receive bonus interest of 0.50% paid quarterly if you make no more than three withdrawals per quarter.
•Withdrawals on the last Business Day of March, June, September and December will count as withdrawals in the following quarter. 

Notice Accounts

 

Liquidity Manager Notice


The interest rate that you receive will be dependant on the notice period you selected, as well as the balance in your account.

7 Day Notice Account

Amount
Gross rate p.a.
%
% AER % Net

£0 - £24,999

0.10

0.10

0.08

£25,000 - £99,999

0.15

0.15

0.12

£100,000 - £249,999

0.20

0.20

0.16

£250,000 - £999,999

0.25

0.25

0.20

£1,000,000 - £1,999,999

0.30

0.30

0.24

£2,000,000 - £4,999,999

0.30

0.30

0.24

£5,000,000+

0.35

0.35

0.28

Current rates of interest effective from 2 April 2013

14 Day Notice Account

Amount
Gross rate p.a.
%
% AER % Net

£0 - £24,999

0.20

0.20

0.16

£25,000 - £99,999

0.25

0.25

0.20

£100,000 - £249,999

0.25

0.25

0.20

£250,000 - £999,999

0.30

0.30

0.24

£1,000,000 - £1,999,999

0.35

0.35

0.28

£2,000,000 - £4,999,999

0.35

0.35

0.28

£5,000,000+

0.40

0.40

0.32

Current rates of interest effective from 2 April 2013

30 Day Notice Account

Amount
Gross rate p.a.
%
% AER % Net

£0 - £24,999

0.25

0.25

0.20

£25,000 - £99,999

0.30

0.30

0.24

£100,000 - £249,999

0.35

0.35

0.28

£250,000 - £999,999

0.40

0.40

0.32

£1,000,000 - £1,999,999

0.45

0.45

0.36

£2,000,000 - £4,999,999

0.45

0.45

0.36

£5,000,000+

0.50

0.50

0.40

Current rates of interest effective from 2 April 2013

95 Day Notice Account

Balance £
Gross interest p.a. % AER % Net p.a.%

5,000,000+

0.60 

0.60 

0.48

2,000,000 - 4,999,999

0.60  

0.60 

0.48

1,000,000 - 1,999,999

0.60  

0.60  

0.48

250,000 - 999,999

0.55 

0.55

0.44

100,000 - 249,999

0.55

0.55

0.44

25,000 - 99,999

0.55

0.55

0.44

0 - 24,999

0.50

0.50

0.40

Current rates of interest effective 23 July 2014.

Important Information: Early withdrawals from the 95 Day Liquidity Manager Notice Account are not permitted

Annual Equivalent Rate (AER) illustrates what the interest rate would be if paid and compounded each year.

NET rate is the interest rate paid after deduction of tax.

You will need to provide the relevant notice to withdraw your funds if you do not wish to incur an early withdrawal fee. If you are unable to give the required notice and require earlier access to your funds, then you will incur an early withdrawal fee. This fee will be equivalent to the interest you would have earned during your notice period.

Interest rates are subject to variation.
 

Client Deposit Accounts

Client Deposit Manager 

Rates effective from 19th March 2009

Balance 

AER %

Gross p.a.%

£0.01 +

0.10 

0.10

Common Definition

Gross – this means the interest rate you are paid before the deduction of income tax.

Annual Equivalent Rate (AER) – this is a notional rate used for interest bearing accounts, which illustrates the interest rate if paid and compounded each year. It helps you to compare the effective rates of credit interest on different accounts.

Net is the interest you are paid after deduction of income tax.

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