For customers based in Scotland
For customers based in England & Wales
Royal Bank of Scotland Business Account Terms
Business charges information:
To apply for our Business Current Account, you need to be aged 18 or over. Your business should also have an annual turnover of less than £2,000,000. Applications for credit are subject to approval and security may be required (which may involve a fee).
Our dedicated switcher team is here to make it easy for you, when it comes to moving your business account to Royal Bank of Scotland.
Security may be required. Product fees may apply. Over 18s only.
Any property used as security, which may include your home, may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.
Give us a call or pop in to one of our branches where we can help by going through our switcher option checklist with you.
This can help you decide if the Full Current Account Switch Service is your best option, or if a partial switch may be more suitable. A partial switch is where your old account would remain open, even after your new Royal Bank of Scotland account is opened.
When you call or visit, our staff can also help you with:
Full Current Account Switch Service
Once you've succesfully opened a new Royal Bank of Scotland Business Current Account and completed the required switching forms, we can switch your account within seven working days.
If you still want to keep your old bank account open, we'll make all the necessary arrangements to move your regular payments to your new Royal Bank of Scotland account, by setting up your existing Standing Orders and Direct Debits.
Our teams of trained Business Managers are here to help. From telling you more about our products & services, to helping identify extra support you may need.
With our Digital Banking service and mobile Business Banking app, you can manage your accounts how and when it suits you.
With Direct Banking, you can speak to a member of staff about your business account 24/7. Or, if you prefer you can select our self-service option.
Digital Banking is available to Royal Bank of Scotland account holders and our mobile app is available on selected smartphones to Royal Bank of Scotland customers already registed for Digital Banking with a UK mobile number beginning 07.
0345 300 3915
(Minicom: 0800 404 6160)
Lines are open:
9am - 7pm, Monday to Friday (exc. Bank Holidays)
9am - 2pm on Saturdays
Calls may be recorded.
Accounts in Scotland
0345 600 2230
(Minicom: 0800 404 6160)
Accounts in England & Wales
0345 307 0900
(Minicom: 0800 0681 289)
Lines are open 24 hours, 7 days a week. Calls may be recorded.