Agricultural loans – Agricultural lending - RBS


Agricultural loans

Find out more about our agricultural loans and support for British farmers

Security may be required. Product fees may apply. Over 18s only.

We're backing British farmers

Whether you need funds to buy agricultural machinery, develop land or buildings, buy livestock, or to make environmental improvements to your farm, we have a choice of finance, including farm loans and agricultural mortgages available.

Repayment options

We have a variety of repayment options available to suit your business needs

How it works

Capital repayment holiday

Repayment holidays are designed to give you breathing space. If you decide to take a payment holiday, you should be aware that interest will continue to accrue during the duration of the payment holiday. Your monthly payments may increase once you resume payments.

Interest-only loans

These allow you to pay off only the interest on your loan, not the money you borrowed in the first place. To repay the capital borrowed, you need to ensure you save money in a separate plan.

Staged withdrawals

If you don't need all of your loan at once, you can take it in stages. This will save you money as you pay interest only on the amount of the loan you've drawn down.

Make lump sum repayments

You can make good use of any surplus cash your business has by making a lump sum payment at any time.

Change payment frequency

Change your repayment frequency – to weekly, monthly or quarterly – so it suits your cash flow.

Contact us

We have a specialist team of agricultural experts who can talk to you about finance for your farm, agricultural or renewable energy business.

To find out how we can help you, or to request a free Agricultural Business Review, give your local Agricultural Manager a call.  

Regional director  Mobile number 


John Cruickshanks
Scott McIntosh

07990 946507
07917 156682


Dave Furnival
Carl Hankinson

07818 427117
07766 423199

Midlands & East

Jon Major
Nick Winter

07799 868326
07799 868037

South East

Chris Curtis
Stephen Clare

07799 868760
07876 145283

South West

Andy Woodthorpe
Tim Bridson

07801 034053
07979 825327




Head of agriculture

Ian Burrow

07810 052650

Agricultural services

Jimmy Mclean
Roddy Mclean
Chloe Lei

07774 497496
07881 747952
07920 274508

Any property used as security, which may include your home, may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

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