Overlay
Business Banking

What could you get by switching to us?

Royal Bank Business Banking is available to eligible customers, over 18 who have the right to be self-employed in the UK. Specific account and service eligibility criteria apply.

Get started with our business bank accounts

Information Message

To apply you must be 18 or over, have the right to be self-employed in the UK and have been trading over a year with a turnover of up to £2m. Turnover and eligibility criteria apply for Relationship Managers and specialist support. Finance is subject to status; security may be required and product fees may apply.

A business account with more

We've been supporting businesses like yours for over 50 years. Get tools and services that could help you grow, all from one bank. Plus free award-winning* accounting software to help you with the day to day.

*Voted the Friendliest Software of the Year, Institute of Certified Bookkeepers Luca Awards 2023.

Information Message

Earn interest on your cash

We've raised our rates across our savings range so your money works harder for you. Take our Liquidity Manager 95-day Notice account as an example:

Key info:

  • AER/Gross p.a (variable) -  4.25% / 4.17% on 95 Day Notice Accounts
  • 95-day notice required to access funds
  • No min or max balance
Information Message

Fund your business

Information Message

Credit facilities: Security and/or guarantee may be required. Product fees may apply. Over 18s only. Subject to status, business use only. 

*Invoice financing services are provided by RBS Invoice Finance Limited.  Security may be required. Product fees may apply. Subject to status, business use only. Specific eligibility criteria apply. Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.

Financing your growth

Whether you’re looking for a small business loan to expand or a larger loan to purchase premises, we have a variety of fixed and variable options to suit your  needs.

Criteria apply.

Information Message

Short-term borrowing

Discover how a Royal Bank Business Overdraft could be your business’ safety net. From £500 to £50,000, apply now to protect against unexpected bills.

Available for existing customers for up to 12 months then subject to review.

Information Message

Release cash from invoices

Invoice finance* is a way to gain quick access to funds by raising them from your existing unpaid invoices. Find out how it works and if it could benefit you.

Information Message

Commercial cards

Royal Bank Business banking cards help with expenses without eating into your cash reserves. Compare our cards to find one that matches your business needs.

Specific eligibility criteria apply.

Information Message

Manage your business

You could be making savings by taking card payments with us.

Taking card payments with Tyl by NatWest (part of our parent group) could save 8/10 customers money on their payment fees*.

*Savings based on customers switching looking to switch from various providers to Tyl between Jan and March 2023. Your existing provider may charge an exit fee. Average savings not inclusive of introductory offers or any exit fees you may have been charged. Additional fees may apply for data usage or app downloads. Tyl eligibility criteria, terms, conditions and fees apply.

Everyday ways to save

Cut costs and save time by changing your everyday business banking habits. From encouraging your customers to pay digitally to planning bulk payments, small changes could make a difference.

Information Message

Payments made easy

We've got a range of payment solutions to support your business as it evolves, whether you're behind the counter or on the go.

Information Message

Banking your way

Our range of digital banking options mean you can do your banking in a way that best suits your and your business.

Information Message

Grow your business

Free tools with Business Builder

Build your skills as a business owner with bite-sized lessons, toolkits and courses.

Get inspired from our growth hub

Discover specialist insights and solutions that could help you achieve your growth ambitions.

Get investor ready today

Get tips on perfecting your pitch, attracting investors and exploring the current funding landscape.

Get in touch

If you're not sure where to start, Cora, your digital assistant, can help with your queries 24/7. If it's something that needs extra support, she'll connect you to a person from our webchat team, during working hours.*

* See Business banking contacts for specific team hours

Looking for support for a different business size