Business bank accounts

Everyday banking designed
to fit your business

Bank accounts for every type of business

Startup account

You’ve been trading less than a year and your turnover is less than £1m

No monthly minimum fee

No transaction fees for the first 24 months after which our Standard Tariff applies

24/7 digital, phone and mobile app banking

Free online accounting software

Take payments online via card reader and phone*

Access to wide Start up community*

Dedicated networking events in your area*

Business account

You're an established business and have been trading over a year

No monthly minimum fee

Charges apply to certain transactions, unarranged borrowing, international payments and Bankline charges

24/7 digital, phone and mobile app banking

Free online accounting software

A dedicated Relationship Manager*

Specialist programmes to grow your business*

Borrowing options may be available (subject to status)

Community account

You're a not for profit organisation like a charity or club

No monthly minimum fee

Free banking if your annual credit turnover is less than £100,000

24/7 digital, phone and mobile app banking

Free online accounting software

Ideal for charities, clubs and societies

Cheque and paying in books

Everyday support from text and email alerts

Visa debit card

Why choose Royal Bank of Scotland?

50 years of supporting UK businesses

Join millions of UK businesses who have started and grown with RBS.

Free online accounting software

Business banking account holders can apply to FreeAgent accounting software for free. HMRC-recognised and rated 'Excellent' on Trustpilot.

Relationship Manager support

We have Relationship Managers to help when you need it most, with expertise across most UK sectors

Removing barriers for female entrepreneurs

We’re committed to supporting female business leaders achieve their ambitions through our Women in Business programme. UK residents with new UK projects can apply. Eligibility (including type of project) and specific criteria apply. Fees apply

Already started an application?

Log in and check the status of your application in our online application centre

Use the same details that you created when you applied for your business account. If you haven’t already set up access to your online application centre, you can create a login now

Switch to Royal Bank

The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.

Current Account Switch Guarantee (PDF, 60KB)

A Guide to Switching Current Accounts (PDF, 532KB)

How does the Switch Service work?

What you’ll need to open an account

Participating providers of UK business bank accounts have agreed to a basic set of information that they will need from you to set up your UK business current account.

Find out what you’ll need to provide using the simple business banking checklist from UK Finance, the UK’s leading trade association for financial services.

See how we compare in the market

Have a look at some of our service measures

If you want to see how we have performed on key service areas, you can get a detailed view here.

Useful info about our business accounts

Already a Royal Bank of Scotland business customer?

Get the most out of the features and benefits of your business account. We’ve got some useful advice and info.

Additional support for your business

It pays to have a business plan

Every successful business starts with a plan. We have six key do’s and don’ts and tips on how to write yours.

Five successful growth strategies

Our experts have put together five ways to help ensure your business is a success. We think it's essential reading.

10 micro-improvements for your business

Small changes can make a big difference. We’ve got ten tips that we think every business should read.

Something else we can help you with?