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Commercial Mortgage

A commercial mortgage could help your business evolve

A commercial mortgage could be ideal for business expansion.

Borrow from £25,001 with no upper limit on a variable interest rate mortgage or up to £10m on a fixed interest rate, subject to approval

Our fixed and variable rates allow you to tailor your repayments to suit your business

Repay the loan over a period of up to 25 years

You can repay the loan early with no early redemption charges

You could take a capital repayment holiday at the beginning of the mortgage, conditions apply

Sometimes you can quickly outgrow your premises or perhaps you need more property because your business is expanding. That’s where our Commercial Mortgage can help.  

 

The Commercial Mortgage in detail...

Borrow from £25,001

No early repayment charges

Repayment profiles

Interest rate options

Expert assistance through the journey

Repayment holiday available

Useful information about our Commercial Mortgage

Ready to apply

Let's get started, are you a...

Enquire Online

Simply tell us a little about your business and we’ll be in touch to talk through possible solutions tailored specifically to you.

Due to current high demand, it may take a little longer to process your enquiry.

Speak to our team

Discuss your options with our dedicated team
Lines are open 9.00am-5.30pm Monday to Friday (except public holidays). 

0345 600 2230

Due to high demand, call waiting times are longer than usual. Or, if you have a relationship manager speak to them to discuss your needs.

New business customer

We are here to help, there is support available and we want to get it to those who need it, but with unprecedented demand in the first instance we are processing applications from our existing customers.  You may be able to access support more quickly by contacting your current bank.

If they are unable to assist; a list of accredited providers is also available on the British Business Bank website.

Customers with hearing and speech impairments can contact us by using our Relay UK Service: 18001 0345 600 2230

For more information visit the accessibility page.

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

Additional support for your business

Thinking about Business premises?

There are several factors to consider before you decide on your business premises. We could help with the decisions and suggest ways you could finance it.

Your credit score

When you apply for a loan, we’ll look at your credit score. Our Business Credit Scoring Guide can help you manage your application. 

How to appeal a business lending decision

Hopefully we can approve the loan for you. However, we have strict lending criteria, so sometimes we have to decline.

Something else we can help you with?

The Royal Bank of Scotland plc, Registered in Scotland No SC083026. Registered Office: 36 St Andrew Square, Edinburgh EH2 2YB.