Overlay
Asset Finance

Discover asset finance
solutions to support
your business needs

What is asset finance?

Asset finance is a way of allowing you to buy essential vehicles and equipment without feeling the weight of an outright purchase. It is also used by businesses as a means of injecting funds back into the cash flow. You can learn more about this on the website of our asset finance provider — Lombard.

How does asset finance work?

Being a type of financing, it is used by businesses Spreading the cost across an agreed term with monthly payments and the option of a larger final payment, allowing you more control over your cash flow.

Read our guides on how to manage your business priorities

Types of asset finance

You'll be taken to the product page on the Lombard website to learn more about the product. Lombard has won the Moneyfacts Best Leasing and Asset Finance Provider Award for 10 consecutive years from 2009-2018.

Security may be required. Product fees may apply. Over 18s only. Asset finance is provided by Lombard North Central PLC. Registered in England & Wales No.337004. Registered Office: 250 Bishopsgate, London, EC2M 4AA. Lombard Vehicle Solutions is a contract hire and fleet management product provided by ALD Automotive Ltd. trading as Lombard Vehicle Solutions, Oakwood Park, Lodge Causeway, Fishponds, Bristol BS16 3JA. ALD Automotive is registered in England & Wales No. 987418. Finance subject to status. Guarantees and indemnities may be required.

Hire Purchase

Flexible finance to purchase an asset for your business

Flexible term - from 12 months to 10 years dependent on the type of asset being financed.

Flexible deposit amounts.

Have the option to pay a larger sum at the end to match anticipated cash flows.

Finance Lease

A share of the re-sale value with a rental agreement

Monthly leasing means you don't have to pay a lump sum upfront. This could help with your cash flow.

Only pay VAT on lease payments.

Lease payments could be tailored to match your cash flow.

Contract Hire

A flexible solution from single vehicles to large fleets

Arrange mileage and lease terms to suit your needs. Possibility of amending terms and extending lease.

No upfront outlay and fixed monthly payments could help manage your cash flow.

You don't own the vehicles so you won't be affected by depreciation.

Operating Lease

Enjoy your assets without the risk of future value losses

You are protected from an asset losing value.

We fix a residual value for the asset which will reduce your monthly payments.

Tailor the payments to match your cash flow.

Marine finance

Leisure and commercial marine finance solutions

Expert guidance and support

Tailored funding options

On hand expert support

We work with manufacturers and retailers and can fund many types of vessel

Other

Lombard offers a number of other solutions

Capital import finance

Sale and leaseback

Wholesale finance

Aviation finance

Useful info about Asset Finance

Contact Lombard

Get in touch on 0800 502 402

Lines open Mon-Fri, 9am-5pm

Relay UK Service: 18001 0800 502 402

For more information on accessibility visit: https://www.business.rbs.co.uk/business/accessibility.html

Calls may be recorded for training and monitoring purposes.

To see how much your call might cost, visit the call charge information page.

Additional support for your business

Business Matters

We're here to support you through your business journey, whether you are starting, running or growing your business.

Women in business

We have over 400 Women in Business specialists who can provide specialist support.

Financial Healthcheck

With our free Financial Healthcheck you can discuss your goals and we'll help you plan the way forward for your business.

Something else we can help you with?