Save time. Get a clear picture of your team's expenses
Simplify payments, control spending and ease cashflow
onecard could be ideal if you have multiple employees in your business who make business purchases but need flexibility to control purchases and expenses
ClearSpend, a free app that gives you complete control of your account in real-time – view all cardholder transactions, set credit limits and block and enable cards
£45 annual fee per cardholder
Use for business procurement, travel & entertainment spending
You can either give employees their own card or use the hosted onecard option, where details are lodged with specific suppliers and all spend goes against one card number
Easier VAT reclaims as you won’t need invoices to reclaim VAT
Security may be required. Product fees may apply. To apply, you must be a UK resident aged 18 or over. To apply, you must be either a Limited Company, UK public sector organisation, Partnership (of 4 or more partners) or a Charity without individuals as trustees with an annual turnover of £2m+ and maintain a business bank account in the same legal entity name with Royal Bank of Scotland. Subject to status, business use only. UK businesses only.
Use Apple Pay and Google Pay
Now more than ever, you should consider using Apple Pay to pay with your business debit and credit card. It’s contactless, safe and easy. And it keeps you from having to touch physical buttons or exchange cash when you’re out getting what you need.
Got an Android phone? You can store your card details in your secure Google account. Then use your phone to pay for anything from boarding passes to restaurant meals.
Google Pay and Google Pay available on selected Apple and Android devices. Retailer limits may apply.
This card in detail...
Reduce admin time and costs
Tailor to your expense policy
Interest and fees
Type of fees
Type of spending
I want to apply
Please note that you can only apply for a onecard if you represent a:
UK registered company
A limited company or other corporate body, or
UK public sector organisation, or
A Partnership of four or more partners, or
Charity without individuals as trustees
Standards of Lending Practice
We adhere to the Standards of Lending Practice which are monitored and enforced by the LSB.
You may wish to take advice from an independent financial advisor, charity (for example, Citizens Advice) or not-for-profit organisation before entering in to a credit agreement with us.
More details can be found on our Standards of Lending Practice for Business Customers page.