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Business bank account

An account with useful features for all types of businesses

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Account summary
Useful info
Continue an application
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COVID-19: Applications

We're currently prioritising account applications for existing RBS customers. Unfortunately this means we're not able to accept new applications for customers of other Banks. You may be able to access support more quickly by contacting your current bank.

Checking the status of your application

You can log in to check the status of your business bank account application in our online application centre. Use the same details that you created when you applied for your business account.

Flexible everyday banking for your business

There's no minimum monthly charge with this account

No minimum monthly charge - only pay for what you use

Just pay for certain transactions, unarranged borrowing, international payments and Bankline charges

See the full list of business account charges (PDF, 150KB)

Dedicated support for your business

Our business customers can benefit from their own dedicated Relationship Manager, providing a single point of contact for your business (turnover and eligibility criteria apply)

Free accounting software with FreeAgent

Link your business bank account directly with FreeAgent

Invoices, expenses and bank accounts in one place

FreeAgent is free for RBS business customers

As a RBS Business customer, you can access and apply for FreeAgent

Access your account however it suits you

Most banking activities available through Digital Banking

Access mobile banking

UK based telephone banking lines open 24/7, 365 days a year

These business current accounts are for businesses that are over 1 year old. RBS business banking is available to eligible customers over 18, who have the right to be self employed in the UK. FreeAgent is free subject to client retaining their RBS business banking current account.

Ready to apply?

Start your application
Continue an existing application

Need more information before you decide?

Read on for more account features and benefits.

Grow your business network

Apply to meet with experts and like-minded businesses, as well as gain access to a wealth of free learning tools to grow your business through our fully funded Entrepreneur Accelerator programme and free Business Growth Events.

Lending and cash management solutions

Find out more and apply for our comprehensive range of flexible borrowing options to help fund and grow your business.

Our full range of saving options are also here to help you stay on top of your finances. Learn more and apply.

Security may be required. Product fees may apply.

Turnover over £2m?

If your business has a turnover of over £2m, you'll get a personalised service, local knowledge and access to specialist products and services that can help you control your cash flow and develop your business for the future.

A dedicated Relationship Manager

A single point of contact, so when you bank with us, we provide a dedicated, accredited Relationship Manager to look after your business needs

24/7 banking via Bankline

Our flexible, premium digital banking service lets you manage multiple accounts

Simple charges with no minimum monthly charge

See our full list of business account charges:

Business account charges booklet (PDF, 550kb)

Summarised business account charges booklet (PDF, 81kb)

Useful info about this account

Applying as an existing personal customer?

You can apply for a new business account as an existing personal customer if you meet the following criteria:

Your business was established before 1st March 2020

You operate your business solely through a RBS personal account

Unfortunately if you don’t meet these criteria, we are not able to accept your application.

Apply now

Thanks for choosing our Business bank account. Let's get started.

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Are you a...
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OK, so you're an existing customer. Is the bank account for...
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What is your estimated annual turnover?
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Great, please make sure you're eligible to apply

  • You're aged 18 or over
  • You're the owner or a director of the business you’re applying on behalf of
  • Your registered business address must also be in the UK, Channel Islands, Isle of Man or Gibraltar or you should be registered for tax purposes in one of those jurisdictions
  • You haven't been declared bankrupt or received a County Court Judgement (CCJ) or Court Decree

Please take some time to review the important info

 

 

How your information might be used

 

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

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Next

Thanks! Looks like you’re all set and ready to begin

By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application.

If you’re not eligible for our Business accounts, we may offer you our Foundation account. There are no borrowing facilities available with a Foundation account.

What if my business is based in England or Wales?

If your business will be based in England or Wales, please give us a call on 0345 307 0900.

Relay UK Service: 18001 0345 600 2230 (Scotland)

18001 0345 307 0900 (England and Wales)

Mon to Fri 9am-5.30pm (excl. public holidays)

For more information on accessibility, visit: https://www.business.rbs.co.uk/business/accessibility.html

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

 

COVID-19: Application times

It's taking longer than usual to process new account applications. We're working hard to speed this up. Thank you for your patience.

Previous

Due to COVID-19, we’ve taken the difficult decision to temporarily stop accepting new current account applications for businesses with a turnover over £2m. We're really sorry for the inconvenience. We hope to start accepting new applications again soon. Thank you for your understanding at this unprecedented time.

 

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Do you have a relationship manager?
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Call your Relationship Manager

You should have a direct number for them. You can discuss applying for an additional business account. They can start the application for you and arrange to get the appropriate signatures.

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No problem. We can still help.

For businesses in Scotland, please call us on 0345 600 2230.

Relay UK Service:

 

18001 0345 600 2230 (Scotland)

 

18001 0345 307 0900 (England and Wales)

 

Mon to Fri 9am-5.30pm (excl. public holidays)

 

For more information on accessibility, visit: https://www.business.rbs.co.uk/business/accessibility.html

 

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

Previous
What is your estimated business annual turnover?
Previous
Next

Great, please make sure you're eligible to apply

  • You're aged 18 or over
  • You're the owner or a director of the business you’re applying on behalf of
  • Your registered business address must also be in the UK, Channel Islands, Isle of Man or Gibraltar or you should be registered for tax purposes in one of those jurisdictions
  • You haven't been declared bankrupt or received a County Court Judgement (CCJ) or Court Decree

 

Please take some time to review the important info

 

 

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Previous
Next

Thanks! Looks like you’re all set and ready to begin

By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application.

If you’re not eligible for our Business accounts, we may offer you our Foundation account. There are no borrowing facilities available with a Foundation account

What if my business is based in England or Wales?

If your business will be based in England or Wales, please give us a call on 0345 307 0900.

Relay UK Service: 18001 0345 600 2230 (Scotland)

18001 0345 307 0900 (England and Wales)

Mon to Fri 9am-5.30pm (excl. public holidays)

For more information on accessibility, visit: https://www.business.rbs.co.uk/business/accessibility.html

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.

 

COVID-19: Application times

It's taking longer than usual to process new account applications. We're working hard to speed this up. Thank you for your patience.

Previous

Due to COVID-19, we’ve taken the difficult decision to temporarily stop accepting new current account applications for businesses with a turnover over £2m. We're really sorry for the inconvenience. We hope to start accepting new applications again soon. Thank you for your understanding at this unprecedented time.

Previous

We're currently prioritising account applications for existing RBS customers. Unfortunately this means we're not able to accept new applications for customers of other Banks.

You may be able to access support more quickly by contacting your current bank.

Previous

Additional support for your business

Ways to bank

Choose the most convenient and easiest way for you to bank. We offer Digital Banking, Mobile Banking and Bankline. Business banking at its best.

Find out about the ways to bank

Tax-record keeping, VAT and more

Does the mere mention of those items give you sweaty palms and a feeling of dread? We’re on hand to help you.

Making your tax digital

Boost your business

Ready to take your business to the next level? Our Business Growth Enablers will help boost your connections, your skills and your knowledge.

Discover more

Something else we can help you with?