Business bank account

Royal Bank of Scotland Digital Banking lets you carry our most of your day-to-day banking activities and view up to 7 years of transactions. 

Alternatively, use Telephone Banking and speak with one of our UK based advisors. Our lines are open 24/7, 365 days a year.

What you should know

Digital Banking is available to Royal Bank of Scotland account holders. To make a payment using our Telephone Banking service you need to be fully enrolled for security purposes.

It lets you view your accounts, check recent transactions and make payments.

What you should know

You must have a Royal Bank of Scotland business bank account to use our mobile app. The Mobile App is available to Digital Banking customers with a UK or international mobile number in specific countries.

Our Business current account supports your day to day banking needs. You can set up Direct Debits for utility payments and Standing Orders to make regular payments to suppliers etc. You can have a chequebook if you need one and you can also set up text alerts.

What are text alerts?

Text alerts are a great way of keeping tabs on your account. You can get a text alert to let you know when your balance is about to go below a certain limit, or to let you know what your balance is at a specific time.  You can set them up when you fill in the online application form or in our Mobile Banking app.

What you should know

• Cash withdrawals and cheques have charges attached to them. Please read our Business Account Charges for full information
• The Business current account does not pay interest on balances. You might also need a Deposit account if you are likely to hold spare funds. We can set up an automatic transfer to move money between accounts, to maximise your spare funds
• Any balances over £85,000 are not covered by the Financial Services Compensation Scheme

To see other ways you could benefit working with DHL Express, have a look the details. Or if you want to register for DHL Express, visit the dedicated DHL website.

Over 50,000 small businesses and freelancers use FreeAgent software

This software was the winner of the “Best Financial Services Product or Service” by ScotlandIS in April 2017. It lets you manage and maintain your business accounts, create and send invoices, track time, log expenses and forecast your tax bills.

It’s specifically designed for small businesses and freelancers. In a recent survey, 9 out of 10 customers said that using FreeAgent made them feel more relaxed about their business finances.

What you should know

The service is currently free to Royal Bank of Scotland customers. To qualify for this access you need to agree to share your FreeAgent information with Royal Bank of Scotland.

Store receipts as proof of purchase or warranty, handy if you want to return anything

Helpful when completing tax returns or sharing expenses with your accountant

Categorise spend in separate folders, tracking total spend

Learn more about Receipt Management

Mobile App available to Digital Banking customers with a UK or international mobile number in specific countries. This service is available to Premier & Business Banking customers only. Available on iOS (9 and above) and Android (4.4 and above).

Take control of your business finances with Bankline, our online banking service.

Manager multiple business accounts, see all your transactions in real time and make secure domestic and international payments - all you need is a Royal Bank of Scotland commercial current account.

We charge a monthly fee (dependent on usage), plus individual fees for making payments.

When you open an account, we provide you with the contact details for your:

Relationship Manager, and their support team

Corporate Service Centre

Your Relationship Manager and their team are there to deliver support for your business. This includes working to anticipate key issues, identifying useful opportunities, offering professional expertise and providing local insights and contacts.

All our Relationship Managers have attained rigorous standards which have been accredited by the Chartered Banker Institute (a trading name of the Chartered Institute of Bankers in Scotland), making them better placed to serve your business.

To find out more about the charges involved check out our charges pages:

Business account charges booklet (PDF, 550kb)

Summarised business account charges booklet (PDF, 81kb)

Switching bank accounts is really easy. Just look out for the question in the online application that asks if you want to use our Switching Service.

Our Switching Service will move everything across from your old account to your new Royal Bank of Scotland account, including Direct Debits, standing orders etc., within 7 working days. It’s completely free and is backed by an industry-wide guarantee to ensure the move goes smoothly. The switching offer doesn’t include any fees you may have to pay to end any arrangements with your existing bank.   

Learn more about the Current Account Switch Service