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Business bank account
An account with useful features for all types of businesses
There's no minimum monthly charge with this account
No minimum monthly charge - only pay for what you use
Just pay for certain transactions, unarranged borrowing, international payments and Bankline charges
See the full list of business account charges (PDF, 150KB)
Free accounting software with FreeAgent
Link your business bank account directly with FreeAgent
Invoices, expenses and bank accounts in one place
FreeAgent is free for RBS business customers
As a RBS Business customer, you can access and apply for FreeAgent
These business current accounts are for businesses that are over 1 year old. RBS business banking is available to eligible customers over 18, who have the right to be self employed in the UK. FreeAgent is free subject to client retaining their RBS business banking current account.
Need more information before you decide?
Read on for more account features and benefits.
Grow your business network
Apply to meet with experts and like-minded businesses, as well as gain access to a wealth of free learning tools to grow your business through our fully funded Entrepreneur Accelerator programme and free Business Growth Events.
Lending and cash management solutions
Find out more and apply for our comprehensive range of flexible borrowing options to help fund and grow your business.
Our full range of saving options are also here to help you stay on top of your finances. Learn more and apply.
Security may be required. Product fees may apply.
Turnover over £2m?
If your business has a turnover of over £2m, you'll get a personalised service, local knowledge and access to specialist products and services that can help you control your cash flow and develop your business for the future.
A dedicated Relationship Manager
A single point of contact, so when you bank with us, we provide a dedicated, accredited Relationship Manager to look after your business needs
24/7 banking via Bankline
Our flexible, premium digital banking service lets you manage multiple accounts
Simple charges with no minimum monthly charge
See our full list of business account charges:
Switch to Royal Bank
The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.
Current Account Switch Guarantee (PDF, 39KB)
Your Guide to switching your account to us (PDF, 626KB)
Ready to apply?
Great, thanks for choosing our account. Let's get started. Are you a..
What is your estimated annual turnover?
Great, please make sure you're eligible to apply
- You're aged 18 or over
- You're the owner or a director of the business you’re applying on behalf of
- Your registered business address must also be in the UK, Channel Islands, Isle of Man or Gibraltar or you should be registered for tax purposes in one of those jurisdictions
- You haven't been declared bankrupt or received a County Court Judgement (CCJ) or Court Decree
Here's the information you'll need during the application...
Personal details
- Full name, date and place of birth
- Home addresses (and the date you moved there)
- Contact details
- Personal details for any directors, partners, members or signatories.
Business details
- Trading and any registration addresses
- Business contact details
- Information about your business activity and number of employees
- Any other trading names your business uses
- Details of when your financial year ends
Registration for tax purposes
- Details of any countries you (or your business) are registered in
Year-end accounts
- Details of your business’s or cash flow forecasts
Limited companies only
- Your registered company number
Please make sure your Limited Company has already been registered with Companies House for at least 48 hours before starting your application with us.
Please take some time to review the important info
How your information might be used
It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.
Thanks! Looks like you’re all set and ready to begin
By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application.
If you’re not eligible for our Startup or Business accounts, we may offer you our Foundation account. There are no borrowing facilities available with a Foundation account.
For customers in England and Wales only, please give us a call on 0345 307 0900
Relay UK Service: 18001 0345 307 0900
Mon to Fri 9am-5.30pm (excl. public holidays)
For more information on accessibility, visit: https://www.business.rbs.co.uk/business/accessibility.html
Calls may be recorded for training and monitoring purposes.
To see how much your call might cost, visit the call charge information page.
OK so you're an existing customer. Is the bank account for...
What is your estimated annual turnover?
Great, please make sure you're eligible to apply
- You're aged 18 or over
- You're the owner or a director of the business you’re applying on behalf of
- Your registered business address must also be in the UK, Channel Islands, Isle of Man or Gibraltar or you should be registered for tax purposes in one of those jurisdictions
- You haven't been declared bankrupt or received a County Court Judgement (CCJ) or Court Decree
Here's the information you'll need during the application...
Personal details
- Full name, date and place of birth
- Home addresses (and the date you moved there)
- Contact details
- Personal details for any directors, partners, members or signatories.
Business details
- Trading and any registration addresses
- Business contact details
- Information about your business activity and number of employees
- Any other trading names your business uses
- Details of when your financial year ends
Registration for tax purposes
- Details of any countries you (or your business) are registered in
Year-end accounts
- Details of your business’s or cash flow forecasts
Limited companies only
- Your registered company number
Please make sure your Limited Company has already been registered with Companies House for at least 48 hours before starting your application with us.
Please take some time to review the important info
How your information might be used
It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.
Thanks! Looks like you’re all set and ready to begin
By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application.
If you’re not eligible for our Startup or Business accounts, we may offer you our Foundation account. There are no borrowing facilities available with a Foundation account.
For customers in England and Wales only, please give us a call on 0345 307 0900
Relay UK Service: 18001 0345 307 0900
Mon to Fri 9am-5.30pm (excl. public holidays)
For more information on accessibility, visit: https://www.business.rbs.co.uk/business/accessibility.html
Calls may be recorded for training and monitoring purposes.
To see how much your call might cost, visit the call charge information page.
Do you have a Relationship Manager?
Call your Relationship Manager
You should have a direct number for them. You can discuss applying for an additional Community business account with them. They can start the application for you and arrange to get the appropriate signatures.
Business and Relationship Managers are available 9am-5pm Monday to Friday.
No problem. We can still help
Relay UK Service:
18001 0345 600 2230 (Scotland)
18001 0345 307 0900 (England and Wales)
Mon to Fri 9am-5.30pm (excl. public holidays)
For more information on accessibility, visit: https://www.business.rbs.co.uk/business/accessibility.html
Calls may be recorded for training and monitoring purposes.
To see how much your call might cost, visit the call charge information page.
Ways to bank
Choose the most convenient and easiest way for you to bank. We offer Digital Banking, Mobile Banking and Bankline. Business banking at its best.
Tax-record keeping, VAT and more
Does the mere mention of those items give you sweaty palms and a feeling of dread? We’re on hand to help you.
Boost your business
Ready to take your business to the next level? Our Business Growth Enablers will help boost your connections, your skills and your knowledge.