Invoice Finance

Borrow against invoices with our range of financing options

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Types of Invoice Finance

About Invoice Finance

Our sector Specialisms

Support for your business

Your information

Invoice financing services are provided by RBS Invoice Finance Limited. Registered in England & Wales No. 662221. Registered office: 250 Bishopsgate, London, EC2M 4AA.

Security may be required. Product fees may apply. Subject to status, business use only. Specific eligibility criteria apply.

Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.

We have 3 types of invoice finance

Invoice Factoring

Take the effort out of collecting unpaid invoices

Could help if cash is locked up in outstanding invoices

You could get up to 90% of the money you’re owed within 24 hours

We collect the money on your behalf – like credit control

Your business must have a turnover of £250k to £6.5m

Invoice Factoring

Invoice Discounting

A simple way to improve cashflow

Ideal if cash is locked up in outstanding invoices

You could get up to 90% of the money you’re owed within 24 hours

You collect the money, so you need robust ledger control

Your business must have a minimum turnover of £300k

Invoice Discounting

Asset Based Lending

Release cash from your existing assets

Ideal if cash is locked up in existing assets

Could help improve your business cashflow

Could help if your business wants to make acquisitions

Your business must have a minimum turnover of £6.5m

Asset Based Lending

Useful info about Invoice Finance

How does Invoice Finance compare to a loan or overdraft?

Unlike loans and overdrafts, which are typically reviewed annually, your invoice finance facility could grow in line with your sales. It also compares favourably with more traditional forms of borrowing in terms of costs. You're likely to be able to raise more funds using invoice finance – and you won't always need additional forms of security

Do I need a RBS business current account with you?

How can I appeal a business lending decision?

Manage your invoices with FacFlow

With FacFlow, you can access and manage your invoice finance facilities securely online at any time.

Learn about FacFlow

Our sector Specialisms

Haulage

Funding long-term growth, plugging short-term deficits.

Fortnightly fuel bills, weekly payroll and the cost of operators' licenses can all put a massive strain on cash flow. Factoring and invoice discounting could help you with any shortfalls.

Invoice Factoring

Invoice Discounting

Asset Based Lending

Discuss with our expert team today

With FacFlow, you can access your invoice finance facility at any time of day or night, wherever you are in the world.

FacFlow training & support

Manufacturing

We support more British manufacturing businesses than any other bank. As the manufacturing sector goes through disruptive transformational change, medium-sized manufacturers are faced with huge opportunities and challenges.

Invoice Factoring

Invoice Discounting

Asset Based Lending

Discuss with our expert team today

With FacFlow, you can access your invoice finance facility at any time of day or night, wherever you are in the world.

FacFlow training & support

Recruitment

We know that cash flow can be a major issue for many recruitment agencies. Particularly for those dealing with large volumes of temporary staff who need to be paid weekly, but only get paid by clients monthly.

We could help to manage your sales ledger, so you can focus on placing the right people in the right roles.

Invoice Factoring

Invoice Discounting

Asset Based Lending

Discuss with our expert team today

With FacFlow, you can access your invoice finance facility at any time of day or night, wherever you are in the world.

FacFlow training & support

Looking for another sector?

Additional support for your business

Credit Checks

Getting paid the correct amount on time is critical for businesses. Carrying out credit checks is one way to make sure you deal with the right customers.

Cashflow and collecting money

Good cashflow management is key to keeping a business afloat. We’ve got a seven-step guide to help you keep your cashflow nice and steady.

Our guide to cashflow management

Business planning

Having a clear mission and goals for your business is vital. We’ve got business planning tips to help you turn your dreams into reality.

Our business planning tips

Assets you can use to secure credit

From real estate and machinery to inventory and unpaid invoices - there is a whole range of assets available to use as security when raising funds.

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary on how your information might be used.

Invoice Finance

We have 3 types of invoice finance

Invoice Factoring

Take the effort out of collecting unpaid invoices

Invoice Discounting

A simple way to improve cashflow

Asset Based Lending

Release cash from your existing assets

Useful info about Invoice Finance

How does Invoice Finance compare to a loan or overdraft?

Do I need a RBS business current account with you?

How can I appeal a business lending decision?

Manage your invoices with FacFlow

Our sector Specialisms

Haulage

Manufacturing

Recruitment

Looking for another sector?

Additional support for your business

Credit Checks

Cashflow and collecting money

Business planning

Assets you can use to secure credit

How your information might be used

Something else we can help you with?

Support centre

@RBSBusiness

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