Community bank account

Banking for not-for-profit organisations

An everyday account for charities, clubs and societies

Free banking if your turnover is up to 100k

24 months free banking for startup organisations (subject to status)

24/7 Digital Banking and Phone Banking

Bank anywhere with our mobile banking app

This current account is for not for profit limited companies registered at Companies House, clubs and societies, churches and places worship, registered and unregistered charities, charitable incorporated organisations (CIOs) and non-personal trusts. This account can use our Mobile Banking app. Want to see our other business current accounts? See the range

This account in detail…

Features

Visa debit card

Need to pay for business purchases in shops and online or withdraw cash? That’s where the Visa debit card comes in handy. Use Apple Pay and Google Pay™ for payments with your phone.

24/7 Digital Banking

Our Digital Banking service means you can access your business account, whenever it suits you.

Mobile Banking app

Our Mobile Banking app is secure, easy-to-use and lets you do loads of useful business banking tasks when you’re out and about.

Everyday support

Get text alerts, email alerts, manage Direct Debits and more.

Chequebook and paying in book

You can have a chequebook and a paying in book too (useful If you’re receiving cash or cheques).

Benefits

Managing cashflow is easy

Because you can access your account 24/7 online or through the app, you know exactly where you stand. You can see what’s gone out, what’s come in and what invoices have been paid.

Free banking for existing organisations

If you’re a not for profit organisation with an annual turnover that doesn’t go over £100,000, you could qualify for free banking. If after your first 18 months of operating, you have a turnover of over £100,000, you will automatically move on to our standard tariff.

Charges

Simple terms and charges information

Our Terms and Charges info is clear and simple. Interest is calculated daily and is charged quarterly.

Switch

Want to switch your business account to Royal Bank?

We can help you switch bank accounts when you apply online.

Useful info about this account

What you’ll need to open an account

Participating providers of UK business bank accounts have agreed to a basic set of information that they will need from you to set up your UK business current account.

Find out what you’ll need to provide using the simple business banking checklist from UK Finance, the UK’s leading trade association for financial services.

Ready to apply

Great, thanks for choosing our community bank account. Let's get started. Are you a...

What kind of community group are you?

So, you’re a Registered Charity. Here are the things we’ll need from all the trustees, members or signatories…

Personal details

  • Full names (including middle names)
  • Personal addresses and date of entry to the address (if it’s less than three years, we’ll need previous address)
  • Date of birth and country/town of birth
  • Contact details (including contact numbers and email addresses)
  • Nationality (including details of any dual nationalities/citizenships)
  • Tax purpose residency details (which country are they resident for tax purposes)
  • Confirmation that applicants haven't been insolvent, bankrupt, sequestrated or involved in any court proceedings for debt, or made arrangements with creditors. (If any of these have happened to any applicants, we may need more information)

Organisation details

  • Trading and registered addresses, along with organisation contact details
  • Information about your organisation's activities, including income and expenditure, membership structure and number of members
  • Details of countries in which your organisation operates
  • Details about any countries you, or your organisation, are registered in for tax purposes

 

Your charity number

Charity Numbers are provided by the Charity Commission when you register a charity with them

Additional information we may require

We may require this additional information from you before we can progress your application, so please try to have it ready:

  • Governing Documents. These can be in the form of a constitution or articles of association
  • Overseas payment details. If your organisation sends money overseas, we will need info on the recipient and that includes how the money will be sent; approximate amounts sent; name of recipient and country
  • Bank statements. If your organisation is transferring from another bank, we will require copies of 3 months’ bank statements of your existing account

How to submit your ID online

To make it easier for you to provide us with your ID, you can do it online. We have a service, called DigiDocs that can verify your ID safely and securely.  You just need to supply us with your UK mobile number and email.

And now for the important legal stuff…

To apply for our Community current account, you must meet these requirements

  • Your organisation's annual turnover is under £2m
  • You and any other account holder will be aged 18 or over
  • You will be a signatory on behalf of organisation you're applying for
  • You or any other account holders are not currently declared as Bankrupt

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Are you ready to continue?

Thanks! Looks like you’re all set and ready to begin

By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application

For customers in England and Wales only, please give us a call on 0345 307 0900

So, you’re a Club or Society. Here are the things we’ll need from all the trustees, members or signatories…

Personal details

  • Full names (including middle names)
  • Personal addresses and date of entry to the address (if it’s less than three years, we’ll need previous address)
  • Date of birth and country/town of birth
  • Contact details (including contact numbers and email addresses)
  • Nationality (including details of any dual nationalities/citizenships)
  • Tax purpose residency details (which country are they resident for tax purposes)
  • Confirmation that applicants haven't been insolvent, bankrupt, sequestrated or involved in any court proceedings for debt, or made arrangements with creditors. (If any of these have happened to any applicants, we may need more information)

Organisation details

  • Trading and registered addresses, along with organisation contact details
  • Information about your organisation's activities, including income and expenditure, membership structure and number of members
  • Details of countries in which your organisation operates
  • Details about any countries you, or your organisation, are registered in for tax purposes

Additional information we may require

We may require this additional information from you before we can progress your application, so please try to have it ready:

  • Governing Documents. These can be in the form of a constitution or articles of association
  • Overseas payment details. If your organisation sends money overseas, we will need info on the recipient and that includes how the money will be sent; approximate amounts sent; name of recipient and country
  • Bank statements. If your organisation is transferring from another bank, we will require copies of 3 months’ bank statements of your existing account

How to submit your ID online

To make it easier for you to provide us with your ID, you can do it online. We have a service, called DigiDocs that can verify your ID safely and securely.  You just need to supply us with your UK mobile number and email.

And now for the important legal stuff…

To apply for our Community current account, you must meet these requirements

  • Your organisation's annual turnover is under £2m
  • You and any other account holder will be aged 18 or over
  • You will be a signatory on behalf of organisation you're applying for
  • You or any other account holders are not currently declared as Bankrupt

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Are you ready to continue?

Thanks! Looks like you’re all set and ready to begin

By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application

For customers in England and Wales only, please give us a call on 0345 307 0900

So, you’re a Church or Religious Organisation. Here are the things we’ll need from all the trustees, members or signatories…

Personal details

  • Full names (including middle names)
  • Personal addresses and date of entry to the address (if it’s less than three years, we’ll need previous address)
  • Date of birth and country/town of birth
  • Contact details (including contact numbers and email addresses)
  • Nationality (including details of any dual nationalities/citizenships)
  • Tax purpose residency details (which country are they resident for tax purposes)
  • Confirmation that applicants haven't been insolvent, bankrupt, sequestrated or involved in any court proceedings for debt, or made arrangements with creditors. (If any of these have happened to any applicants, we may need more information)

Organisation details

  • Trading and registered addresses, along with organisation contact details
  • Information about your organisation's activities, including income and expenditure, membership structure and number of members
  • Details of countries in which your organisation operates
  • Details about any countries you, or your organisation, are registered in for tax purposes

 

Your charity number

Charity Numbers are provided by the Charity Commission when you register a charity with them

Additional information we may require

We may require this additional information from you before we can progress your application, so please try to have it ready:

  • Governing Documents. These can be in the form of a constitution or articles of association
  • Overseas payment details. If your organisation sends money overseas, we will need info on the recipient and that includes how the money will be sent; approximate amounts sent; name of recipient and country
  • Bank statements. If your organisation is transferring from another bank, we will require copies of 3 months’ bank statements of your existing account

How to submit your ID online

To make it easier for you to provide us with your ID, you can do it online. We have a service, called DigiDocs that can verify your ID safely and securely.  You just need to supply us with your UK mobile number and email.

And now for the important legal stuff…

To apply for our Community current account, you must meet these requirements

  • Your organisation's annual turnover is under £2m
  • You and any other account holder will be aged 18 or over
  • You will be a signatory on behalf of organisation you're applying for
  • You or any other account holders are not currently declared as Bankrupt

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Are you ready to continue?

Thanks! Looks like you’re all set and ready to begin

By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application

For customers in England and Wales only, please give us a call on 0345 307 0900

So, you’re a Non-personal Trust. Here are the things we’ll need from all the trustees, members or signatories…

Personal details

  • Full names (including middle names)
  • Personal addresses and date of entry to the address (if it’s less than three years, we’ll need previous address)
  • Date of birth and country/town of birth
  • Contact details (including contact numbers and email addresses)
  • Nationality (including details of any dual nationalities/citizenships)
  • Tax purpose residency details (which country are they resident for tax purposes)
  • Confirmation that applicants haven't been insolvent, bankrupt, sequestrated or involved in any court proceedings for debt, or made arrangements with creditors. (If any of these have happened to any applicants, we may need more information)

Organisation details

  • Trading and registered addresses, along with organisation contact details
  • Information about your organisation's activities, including income and expenditure, membership structure and number of members
  • Details of countries in which your organisation operates
  • Details about any countries you, or your organisation, are registered in for tax purposes

Additional information we may require

We may require this additional information from you before we can progress your application, so please try to have it ready:

  • Governing Documents. These can be in the form of a constitution or articles of association
  • Overseas payment details. If your organisation sends money overseas, we will need info on the recipient and that includes how the money will be sent; approximate amounts sent; name of recipient and country
  • Bank statements. If your organisation is transferring from another bank, we will require copies of 3 months’ bank statements of your existing account

How to submit your ID online

To make it easier for you to provide us with your ID, you can do it online. We have a service, called DigiDocs that can verify your ID safely and securely.  You just need to supply us with your UK mobile number and email.

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

And now for the important legal stuff…

To apply for our Community current account, you must meet these requirements

  • Your organisation's annual turnover is under £2m
  • You and any other account holder will be aged 18 or over
  • You will be a signatory on behalf of organisation you're applying for
  • You or any other account holders are not currently declared as Bankrupt

Are you ready to continue?

Thanks! Looks like you’re all set and ready to begin

By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application

For customers in England and Wales only, please give us a call on 0345 307 0900

Sorry, our online application is unavailable at the moment

If you need to speak to someone urgently, please call us

OK so you're an existing customer. Is the bank account...

What kind of community group are you?

So, you’re a Registered Charity. Here are the things we’ll need from all the trustees, members or signatories…

Personal details

  • Full names (including middle names)
  • Personal addresses and date of entry to the address (if it’s less than three years, we’ll need previous address)
  • Date of birth and country/town of birth
  • Contact details (including contact numbers and email addresses)
  • Nationality (including details of any dual nationalities/citizenships)
  • Tax purpose residency details (which country are they resident for tax purposes)
  • Confirmation that applicants haven't been insolvent, bankrupt, sequestrated or involved in any court proceedings for debt, or made arrangements with creditors. (If any of these have happened to any applicants, we may need more information)

Organisation details

  • Trading and registered addresses, along with organisation contact details
  • Information about your organisation's activities, including income and expenditure, membership structure and number of members
  • Details of countries in which your organisation operates
  • Details about any countries you, or your organisation, are registered in for tax purposes

 

Your charity number

Charity Numbers are provided by the Charity Commission when you register a charity with them

Additional information we may require

We may require this additional information from you before we can progress your application, so please try to have it ready:

  • Governing Documents. These can be in the form of a constitution or articles of association
  • Overseas payment details. If your organisation sends money overseas, we will need info on the recipient and that includes how the money will be sent; approximate amounts sent; name of recipient and country
  • Bank statements. If your organisation is transferring from another bank, we will require copies of 3 months’ bank statements of your existing account

How to submit your ID online

To make it easier for you to provide us with your ID, you can do it online. We have a service, called DigiDocs that can verify your ID safely and securely.  You just need to supply us with your UK mobile number and email.

And now for the important legal stuff…

To apply for our Community current account, you must meet these requirements

  • Your organisation's annual turnover is under £2m
  • You and any other account holder will be aged 18 or over
  • You will be a signatory on behalf of organisation you're applying for
  • You or any other account holders are not currently declared as Bankrupt

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Are you ready to continue?

Thanks! Looks like you’re all set and ready to begin

By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application

So, you’re a Club or Society. Here are the things we’ll need from all the trustees, members or signatories…

Personal details

  • Full names (including middle names)
  • Personal addresses and date of entry to the address (if it’s less than three years, we’ll need previous address)
  • Date of birth and country/town of birth
  • Contact details (including contact numbers and email addresses)
  • Nationality (including details of any dual nationalities/citizenships)
  • Tax purpose residency details (which country are they resident for tax purposes)
  • Confirmation that applicants haven't been insolvent, bankrupt, sequestrated or involved in any court proceedings for debt, or made arrangements with creditors. (If any of these have happened to any applicants, we may need more information)

Organisation details

  • Trading and registered addresses, along with organisation contact details
  • Information about your organisation's activities, including income and expenditure, membership structure and number of members
  • Details of countries in which your organisation operates
  • Details about any countries you, or your organisation, are registered in for tax purposes

Additional information we may require

We may require this additional information from you before we can progress your application, so please try to have it ready:

  • Governing Documents. These can be in the form of a constitution or articles of association
  • Overseas payment details. If your organisation sends money overseas, we will need info on the recipient and that includes how the money will be sent; approximate amounts sent; name of recipient and country
  • Bank statements. If your organisation is transferring from another bank, we will require copies of 3 months’ bank statements of your existing account

How to submit your ID online

To make it easier for you to provide us with your ID, you can do it online. We have a service, called DigiDocs that can verify your ID safely and securely.  You just need to supply us with your UK mobile number and email.

And now for the important legal stuff…

To apply for our Community current account, you must meet these requirements

  • Your organisation's annual turnover is under £2m
  • You and any other account holder will be aged 18 or over
  • You will be a signatory on behalf of organisation you're applying for
  • You or any other account holders are not currently declared as Bankrupt

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Are you ready to continue?

Thanks! Looks like you’re all set and ready to begin

By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application

So, you’re a Church or Religious Organisation. Here are the things we’ll need from all the trustees, members or signatories…

Personal details

  • Full names (including middle names)
  • Personal addresses and date of entry to the address (if it’s less than three years, we’ll need previous address)
  • Date of birth and country/town of birth
  • Contact details (including contact numbers and email addresses)
  • Nationality (including details of any dual nationalities/citizenships)
  • Tax purpose residency details (which country are they resident for tax purposes)
  • Confirmation that applicants haven't been insolvent, bankrupt, sequestrated or involved in any court proceedings for debt, or made arrangements with creditors. (If any of these have happened to any applicants, we may need more information)

Organisation details

  • Trading and registered addresses, along with organisation contact details
  • Information about your organisation's activities, including income and expenditure, membership structure and number of members
  • Details of countries in which your organisation operates
  • Details about any countries you, or your organisation, are registered in for tax purposes

 

Your charity number

Charity Numbers are provided by the Charity Commission when you register a charity with them

Additional information we may require

We may require this additional information from you before we can progress your application, so please try to have it ready:

  • Governing Documents. These can be in the form of a constitution or articles of association
  • Overseas payment details. If your organisation sends money overseas, we will need info on the recipient and that includes how the money will be sent; approximate amounts sent; name of recipient and country
  • Bank statements. If your organisation is transferring from another bank, we will require copies of 3 months’ bank statements of your existing account

How to submit your ID online

To make it easier for you to provide us with your ID, you can do it online. We have a service, called DigiDocs that can verify your ID safely and securely.  You just need to supply us with your UK mobile number and email.

And now for the important legal stuff…

To apply for our Community current account, you must meet these requirements

  • Your organisation's annual turnover is under £2m
  • You and any other account holder will be aged 18 or over
  • You will be a signatory on behalf of organisation you're applying for
  • You or any other account holders are not currently declared as Bankrupt

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Are you ready to continue?

Thanks! Looks like you’re all set and ready to begin

By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application

So, you’re a Non-personal Trust. Here are the things we’ll need from all the trustees, members or signatories…

Personal details

  • Full names (including middle names)
  • Personal addresses and date of entry to the address (if it’s less than three years, we’ll need previous address)
  • Date of birth and country/town of birth
  • Contact details (including contact numbers and email addresses)
  • Nationality (including details of any dual nationalities/citizenships)
  • Tax purpose residency details (which country are they resident for tax purposes)
  • Confirmation that applicants haven't been insolvent, bankrupt, sequestrated or involved in any court proceedings for debt, or made arrangements with creditors. (If any of these have happened to any applicants, we may need more information)

Organisation details

  • Trading and registered addresses, along with organisation contact details
  • Information about your organisation's activities, including income and expenditure, membership structure and number of members
  • Details of countries in which your organisation operates
  • Details about any countries you, or your organisation, are registered in for tax purposes

Additional information we may require

We may require this additional information from you before we can progress your application, so please try to have it ready:

  • Governing Documents. These can be in the form of a constitution or articles of association
  • Overseas payment details. If your organisation sends money overseas, we will need info on the recipient and that includes how the money will be sent; approximate amounts sent; name of recipient and country
  • Bank statements. If your organisation is transferring from another bank, we will require copies of 3 months’ bank statements of your existing account

How to submit your ID online

To make it easier for you to provide us with your ID, you can do it online. We have a service, called DigiDocs that can verify your ID safely and securely.  You just need to supply us with your UK mobile number and email.

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

And now for the important legal stuff…

To apply for our Community current account, you must meet these requirements

  • Your organisation's annual turnover is under £2m
  • You and any other account holder will be aged 18 or over
  • You will be a signatory on behalf of organisation you're applying for
  • You or any other account holders are not currently declared as Bankrupt

Are you ready to continue?

Thanks! Looks like you’re all set and ready to begin

By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application

Do you have a Relationship Manager?

Call your Relationship Manager

You should have a direct number for them. You can discuss applying for an additional Community business account with them. They can start the application for you and arrange to get the appropriate signatures. 

Business and Relationship Managers are available 9am-5pm Monday to Friday.

No problem. We can still help

(Minicom - 0800 404 6160)

Calls may be recorded and call charges from residential, business and mobiles vary, depending on your telephone operator's tariff.

Sorry, our online application is unavailable at the moment

If you need to speak to someone urgently, please call us

Additional support for your business

Social and Community Capital

We’re sure you’ll make a big positive impact, but sometimes it's difficult to get the finance you need to grow. We can offer support and alternative funding. 

Discount on DHL Express

As business account holder, you can benefit from at least 60% off the standard DHL tariff for 12 months on international shipping when you open a DHL Express account. 

Boost your business

Ready to take your business to the next level? Our Business Growth Enablers will help boost your connections, your skills and your knowledge.

Something else we can help you with?