Existing customers
Log in to digital banking to apply and receive personalised rates and faster application processing.
Business funding that’s fast, simple and flexible
Our Small Business Loan could be the ideal lending solution. Whether you're looking to ease the impacts of coronavirus, or need funds for everyday requirements, applying online is quick and simple.
Borrow from £1,000 to as much as £50,000, subject to approval
No arrangement or early repayment fees
Choose to pay us back over a term of 1 to 7 years, subject to credit status
Up to 10 year terms may be available on request
Fixed rate of interest
All business customers are eligible and applying online is quick and simple
A personal, director or member's guarantee may be required. Over 18s only. Subject to status, business use only.
Log in to digital banking to apply and receive personalised rates and faster application processing.
New customer or don't have digital banking, apply now using our simple online application form.
Customers with hearing and speech impairments can contact us by using our Relay UK Service: 18001 0345 600 2230
For more information visit the accessibility page.
Calls may be recorded for training and monitoring purposes.
To see how much your call might cost, visit the call charge information page.
Our Small Business Loan interest rate calculator can show you the rates you might pay and check your eligibility for lending up to £25,000. You can now also check the rates you're likely to pay for lending up to £50,000.
There's no obligation and you won't be credit checked.
For Jan 2021, 100.00% of SME customers received an end quote that was the same, better or no more than 10% above their indicative quote.
You may also eligible for a Business Overdraft
Cash flow forecast template (XLSX, 121KB)
Cash flow forecast guidance notes (PDF, 654KB)
Business checklist (PDF, 134KB)
Financial Services Compensation Scheme Guide (PDF, 3MB)
How your information might be used
The Royal Bank of Scotland plc, Registered in Scotland No SC083026. Registered Office: 36 St Andrew Square, Edinburgh EH2 2YB.