Overlay
Payments

Pay online swiftly
and securely

Why use electronic payments?

Make and receive fast, secure, and cost-efficient payments directly to and from your business account. We provide flexible payment solutions that enable your business to trade effectively in the UK and around the world.

Created with Sketch.

Fast

We utilise the latest technology and payment standards, helping you to pay and be paid quicker.
Created with Sketch.

Secure

Electronic bank-to-bank links offer your business security and reliability.
Created with Sketch.

Convenient

Make and receive payments online or by telephone.

UK payments

UK banking industry standard for simple, speedy and secure banking solutions to help businesses transfer and collect payments.

What you'll need:
 
  1. Correct sort code – the six digit number which identifies the bank or institution at which the payee holds their account
  2. Account number of the payee account. Incorrect sort code and account number details may result in your payment not being processed.

Faster Payments

The Faster Payments service reduces the time between making a payment and the recipient receiving the funds to near real-time.

CHAPS

If you need to make a same-day payment through your Royal Bank of Scotland Business Account, you can also use CHAPS.

BACS

Save time and money by making and receiving regular payments via Bacs with Direct Debits and Direct Credits.

European payments

A cost-effective solution if you need to make a non-urgent Euro payment in the Single Euro Payments Area (SEPA).

What you'll need:
 
  1. Beneficiary's name
  2. Beneficiary's SWIFT BIC (Bank Identifier Code)
  3. Beneficiary's International Bank Account Number (IBAN)
  4. Charges need to be shared between sender and beneficiary (SHA)

 

Please note: Norway, Iceland, Switzerland, Monaco, San Marino Liechtenstein, Andorra, Vatican are included in the Single Euro Payment Area (SEPA).

SEPA Credit Transfer

European Transfer to help your business trade internationally with ease.

SEPA Direct Debit

Pay your European suppliers with ease using Direct Debit.

International Transfer using Euro currency

Pay your European suppliers faster using International Transfer.

Receiving overseas payments

Receiving overseas payments in Euro currency.

International payments

Reliable, secure and fast way to send funds overseas or make foreign currency payments within the UK.

What you'll need:
 
  1. Beneficiary's name
  2. Beneficiary's SWIFT BIC (unique Bank Identifier Code)
  3. When available, Beneficiary's International Bank Account Number (IBAN)
  4. When IBAN not available please use the beneficiary sort code and account details.

International Transfer

International Transfer to help your business trade internationally with ease.

Currency Payments

Currency Payments service for you to pay and be paid in all the world major currencies.

Receiving overseas payments

Receiving overseas payments from all around the world.

Anything else we can help with?

Created with Sketch.
Created with Sketch.