Trade Loans

Fixed interest rate

This means your monthly repayments won’t change throughout the duration of the loan. We calculate the monthly repayment amount based on the size of the loan and your credit status.

Short term funding

Trade Loans are designed to cover short periods of time - 30, 60, 90, 180 days - in order to fund your trading costs for a particular contract. It can be drawn when you need it. Each loan is repaid as soon as you are paid by your customer. Early repayment possible.

Only take the credit you need

No need to build your trade funding requirements into your annual overdraft. Due to the way these loans are controlled, in some cases we can provide a greater level of credit than we may be able to with an overdraft or business loan.

Working with you

Enquire online now and our team of specialist trade advisors will work with you and your Relationship Manager to understand your business and your plans for the future. Our wide range of trade finance products, along with the benefits and the costs, will be explained to you and a joint decision will be made as to the best solution(s) for your business.