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Trade Loans

Fund your exports, imports and UK trading activity

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Loan summary

Loan in detail

Useful information

Enquire now

Security may be required. Product fees may apply. Over 18s only. Subject to status, business use only. Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.

How can a short term Trade Loan help your business?

Tailored loans to a specific contract or contracts
Cover the funding gap between you paying your suppliers and being paid by your customer
No need to build funding requirements into your annual overdraft
Repay the loan when your customer pays you
In some cases we can provide a greater level of credit than we may be able to with an overdraft or business loan
Available to businesses with a turnover of over £2m

Our Trade Loan in detail...

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Fixed interest rate

Helping you plan Close

Fixed interest rate

This means your monthly repayments won’t change throughout the duration of the loan. We calculate the monthly repayment amount based on the size of the loan and your credit status.

Short term funding

Flexible repayments Close

Short term funding

Trade Loans are designed to cover short periods of time - 30, 60, 90, 180 days - in order to fund your trading costs for a particular contract. It can be drawn when you need it. Each loan is repaid as soon as you are paid by your customer. Early repayment possible.

Only take the credit you need

Flexible lending Close

Only take the credit you need

No need to build your trade funding requirements into your annual overdraft. Due to the way these loans are controlled, in some cases we can provide a greater level of credit than we may be able to with an overdraft or business loan.

Working with you

Plan for the future Close

Working with you

Enquire online now and our team of specialist trade advisors will work with you and your Relationship Manager to understand your business and your plans for the future. Our wide range of trade finance products, along with the benefits and the costs, will be explained to you and a joint decision will be made as to the best solution(s) for your business.

To find out more about Trade Loans, take a look at our Fact Sheet (PDF, 101KB)

Ready to enquire

Continue

Is your business turnover

Less than £2m

More than £2m

Thanks, now tell us what type of customer you are

New business customer

Existing business customer

A Trade Loan is only available for businesses with a turnover of over £2m

There are various working capital solutions available to businesses.

Please visit our Loans and Finance page to discover additional lending options.

A Trade Loan is only available for businesses with a turnover of over £2m

There are various working capital solutions available to businesses.

Please visit our Loans and Finance page to discover additional lending options.

Do you require a Trade Loan for more than £250k?

Yes

Thanks, please tell us what sort of customer you are

Existing business customer

New business customer

Ready to enquire about a Trade Loan?

Simply tell us a little about your business and your needs, and we’ll be in touch by the end of the next working day to talk through possible solutions tailored specifically for you.

Alternatively, you can always talk to your relationship manager or give us a ring on the number below.

Contact us on: 0345 050 1421

Relay UK Service: 18001 0345 050 1421

For more information on accessibility, visit: https://www.business.rbs.co.uk/business/accessibility.html

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page

Lines are open 9.00am-5.00pm, Monday to Friday (except public holidays).

Ready to enquire about a Trade Loan?

Simply tell us a little about your business and your needs, and we’ll be in touch by the end of the next working day to talk through possible solutions tailored specifically for you.

Alternatively, you can always talk to your relationship manager or give us a ring on the number below.

Contact us on: 0345 050 1421

Relay UK Service: 18001 0345 050 1421

For more information on accessibility, visit: https://www.business.rbs.co.uk/business/accessibility.html

Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page

Lines are open 9.00am-5.00pm, Monday to Friday (except public holidays).

A Trade Loan is only available for businesses with a turnover of over £2m, needing to borrow over £250k

There are various working capital solutions available to businesses.

Please visit our Loans and Finance page to discover additional lending options.

Managing risk

Help protect against the impact of exchange rate fluctuations and the risk of not being paid

Managing risk

MaxTrad

Our secure online platform lets you manage your international trade transactions from anywhere, 24 hours a day

MaxTrad

Trade Loans

How can a short term Trade Loan help your business?

Our Trade Loan in detail...

OpenClose

Fixed interest rate

Short term funding

Only take the credit you need

Working with you

Ready to enquire

A Trade Loan is only available for businesses with a turnover of over £2m

A Trade Loan is only available for businesses with a turnover of over £2m

Ready to enquire about a Trade Loan?

Ready to enquire about a Trade Loan?

A Trade Loan is only available for businesses with a turnover of over £2m, needing to borrow over £250k

Related products and services

Managing risk

MaxTrad

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