Business Services

The smarter way to control your business spending

What's ClearSpend?

ClearSpend is a free web and mobile app that gives Commercial Cards customers complete control of their account in real-time and lets employees check their balance on the go. ClearSpend is a UK banking industry first, and works across all the major platforms, whether that’s Android, iOS or through your web browser.

See how ClearSpend works

The tutorial video shows how you can use ClearSpend to view balance and transaction information, and make changes to employee's credit limits and merchant category blocking.

Why use ClearSpend?

Clear visibility of every transaction

View cardholders transactions and balance information in real time as they happen, with handy graphs to help you analyse spend patterns.

Control what's spent where

Set cardholder credit limits (daily, monthly or per transaction) and merchant category blocking. Email and push notifications keep cardholders aware of changes.

Communicate with your cardholders

Employees can download their own version of the app and easily send requests to change their card restrictions, which you simply accept or decline.

Turn the card 'on or off'

You can block a card and enable it again or even close a card if an employee leaves the company.

ClearSpend FAQs

Open Banking FAQs

Support guides

Our downloadable support guides cover all the ClearSpend essentials. They are great reference points if you’re getting started on ClearSpend. They also cover sharing your account data via Open Banking.

Contact us

Would you like to know more about ClearSpend?

Royal Bank of Scotland ClearSpend is available to download from the App Store and Google Play

For more information call the Commercial Card helpline.

0370 010 1152

+44 1268 508 019

Lines open: Mon-Fri 8am-6pm Sat 9am-1pm.

Card and Payments Awards
2019 Category Winner
Best Initiative in Mobile Payments

ClearSpend has been developed in partnership with SpendLabs.

Anything else we can help with?

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