Business Services

The smarter way to control your business spending

What's ClearSpend?

ClearSpend is a free web and mobile app that gives Commercial Cards customers complete control of their account in real-time and lets employees check their balance on the go. ClearSpend is a UK banking industry first, and works across all the major platforms, whether that’s Android, iOS or through your web browser.

See how ClearSpend works

The tutorial video shows how you can use ClearSpend to view balance and transaction information, and make changes to employee's credit limits and merchant category blocking.

Why use ClearSpend?

Clear visibility of every transaction

View cardholders transactions and balance information in real time as they happen, with handy graphs to help you analyse spend patterns.

Control what's spent where

Set cardholder credit limits (daily, monthly or per transaction) and merchant category blocking. Email and push notifications keep cardholders aware of changes.

Communicate with your cardholders

Employees can download their own version of the app and easily send requests to change their card restrictions, which you simply accept or decline.

Turn the card 'on or off'

You can block a card and enable it again or even close a card if an employee leaves the company.

Who can register for ClearSpend?

The first ClearSpend user within a company will need to be an authorised signatory and their email address must be recorded on the Commercial Card account in order for them to register.  Once registered, the authorised signatory can then invite additional users within their company to also use ClearSpend.

ClearSpend - Registering for our Digital Services (PDF, 2mb)

Sharing account data and managing account information consent with Third Party Providers (TPP)

If you wish to share your card transaction and balance information with a Third Party Provider company, via the Open Banking service, you will need to provide your consent after confirming your Clear Spend user credentials through the Clear Spend desktop/website or mobile applications. This guide shows the step by step process to do that.

Contact us

Would you like to know more about ClearSpend?

Royal Bank of Scotland ClearSpend is available to download from the App Store and Google Play

For more information call the Commercial Card helpline.

0370 010 1152

+44 1268 508 019

Lines open: Mon-Fri 8am-6pm Sat 9am-1pm.

Card and Payments Awards
2019 Category Winner
Best Initiative in Mobile Payments

ClearSpend has been developed in partnership with SpendLabs.

Anything else we can help with?

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