Business bank accounts

Find the best
business bank account
for you

Our range of business accounts

We have three current accounts that are easy to apply for online: Startup, Business and Community.
Royal Bank of Scotland Business Banking is available to eligible customers, over 18 who have the right to be self-employed in the UK. You must have a Royal Bank of Scotland business bank account to use our mobile app. The Mobile App is available to Online Banking customers with a UK or international mobile number in specific countries. The FreeAgent service is currently free to Royal Bank of Scotland customers. To qualify for this access you need to agree to share your FreeAgent information with Royal Bank of Scotland. Free Banking excludes “Unarranged borrowing”, “Bankline charges” and any additional services, conditions may apply.

Startup account

You’ve been trading less than a year and your turnover is less than £1m

24-months free business banking (Standard Published Tariff after)

Dedicated startup package

Online and phone banking

Bank anywhere with our mobile app

Business account

You’ve been trading over a year and your turnover is up to £2 million

Access to benefits and services such as FreeAgent and Business Boost

Your own Relationship Manager (turnover and eligibility applies)

Online and phone banking

Bank anywhere with our mobile app 

Community account

You’re a not for profit organisation

Free banking if your annual credit turnover is less than £100,000 

Cheque book and paying in book

Apply for a Debit card

Bank anywhere with our mobile app

Why choose Royal Bank of Scotland?

Asset 1

We’re open for UK businesses

We’re already helping a large portion of the UK’s SME businesses to grow. Why not be part of that success?
Asset 4

We’re experts in nearly every field

We’ve helped businesses in most sectors. We also have a site called Business Matters, which is full of articles and guidance.
Asset 2

We offer a strong support network

Open an account and we’ll provide you with your own Relationship Manager – a single point of contact at the bank (turnover and eligibility applies)
Asset 5

We have other ways we may be able help

We offer things like Entrepreneur Accelerator, Business Growth Enablers and FreeAgent accounting software to support your business.

Banking for large businesses

If you’re an established commercial business, we could help.

Commercial account

Your turnover is over £2 million

Our Commercial current account could be the answer. We could offer you a personalised service and the expertise of a Relationship Manager.

What you’ll need to open an account

Participating providers of UK business bank accounts have agreed to a basic set of information that they will need from you to set up your UK business current account.

Find out what you’ll need to provide using the simple business banking checklist from UK Finance, the UK’s leading trade association for financial services.

See how we compare in the market

Have a look at some of our service measures

If you want to see how we have performed on key service areas, you can get a detailed view here.

Useful info about our business accounts

Participating providers of UK business bank accounts have agreed to a basic set of information that they will need from you to set up your UK business current account.

Find out what you’ll need to provide using the simple business banking checklist from UK Finance, the UK’s leading trade association for financial services.

Check out the guide here

Yes, the Current Account Switch Guarantee Service makes it really easy. To find out about switching, check out more about the Current Account Switch Service.

Already a Royal Bank of Scotland business customer?

Get the most out of the features and benefits of your business account. We’ve got some useful advice and info.

Additional support for your business

It pays to have a business plan

Every successful business starts with a plan. We have six key do’s and don’ts and tips on how to write yours.

Five successful growth strategies

Our experts have put together five ways to help ensure your business is a success. We think it's essential reading.

10 micro-improvements for your business

Small changes can make a big difference. We’ve got ten tips that we think every business should read.

Something else we can help you with?