Commercial Mortgages

A commercial mortgage
could help
your business evolve

A commercial mortgage could be ideal for business expansion.

Borrow from £35,001 with no upper limit on a variable interest rate mortgage or up to £10m on a fixed interest rate, subject to approval

Our fixed and variable rates allow you to tailor your repayments to suit your business

Repay the loan over a period of up to 25 years

You can repay the loan early with no early redemption charges

You could take a capital repayment holiday at the beginning of the mortgage, conditions apply

Sometimes you can quickly outgrow your premises or perhaps you need more property because your business is expanding. That’s where our Commercial Mortgage can help.  

 

Mortgage in detail...

Features

A choice of loan

You can borrow from as little as £35,001 with no upper limit. (Subject to status)

A choice of interest rate options

Our fixed and variable rates allow you to tailor your repayments to suit your business.

No early redemption charges

That’s right! There are no early redemption charges for new borrowing, regardless of how much you want to borrow.

Flexible repayments

You could take a capital repayment holiday at the beginning of the mortgage.

Expert assistance

Our experts are on hand to help with: anything from moving to large premises to buying your first business property.

Benefits

Why choose our Commercial Mortgage?

Owning your own premises can be a good way to make a huge investment in your business.

Our Buy-to-let mortgage might suit you better

If you're a landlord or want to use property as an asset, you might find our Buy-to-let mortgage is better.

Useful info about our Commercial Mortgage

Ready to apply

Thanks for choosing us, lets get started. Is your turnover…

Enquire online

Simply tell us a little about your business and your needs, and we’ll be in touch by the end of the next working day to talk through possible solutions tailored specifically for you.

Alternatively, you can always talk to your relationship manager or give us a ring on the number below.

Contact us (minicom): 0800 404 6160

Lines are open 9.00am-5.30pm Monday to Friday (except public holidays). Calls may be recorded and call charges from residential, business and mobiles vary, depending on your telephone operator's tariff.

Business and Relationship Managers are available 9am-5pm Monday to Friday.

Enquire online

Simply tell us a little about your business and your needs, and we’ll be in touch by the end of the next working day to talk through possible solutions tailored specifically for you.

Alternatively, you can always talk to your relationship manager or give us a ring on the number below.

Contact us (minicom): 0800 404 6160

Lines are open 9.00am-5.30pm Monday to Friday (except public holidays). Calls may be recorded and call charges from residential, business and mobiles vary, depending on your telephone operator's tariff.

Business and Relationship Managers are available 9am-5pm Monday to Friday.

Additional support for your business

Thinking about Business premises?

There are several factors to consider before you decide on your business premises. We could help with the decisions and suggest ways you could finance it.

Your credit score

When you apply for a loan, we’ll look at your credit score. Our Business Credit Scoring Guide can help you manage your application. 

How to appeal a business lending decision

Hopefully we can approve the loan for you. However, we have strict lending criteria, so sometimes we have to decline.

Something else we can help you with?